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Pathfinder Bancorp PBHC Loans And Leases Receivable Net Of Deferred Fees

Loans And Leases Receivable Net Of Deferred Fees at other companies

Prosperity Bancshares logo
Prosperity BancsharesPB
$23.83B+14.0%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$23.99B+3.9%
Princeton Bancorp, Inc. logo
Princeton Bancorp, Inc.BPRN
$1.82B-2.0%
Capital Bancorp logo
Capital BancorpCBNK
$3.03B+13.0%
First Financial Bankshares logo
First Financial BanksharesFFIN
$8.18B+4.2%
UBS
United BanksharesUBSI
$24.86B+4.2%

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:LoansAndLeasesReceivableNetOfDeferredFees.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's loans and leases receivable net of deferred fees?
Pathfinder Bancorp (PBHC) reported loans and leases receivable net of deferred fees of $895.2M in Q1 2026.
How has Pathfinder Bancorp's loans and leases receivable net of deferred fees changed year-over-year?
Pathfinder Bancorp's loans and leases receivable net of deferred fees decreased by 1.9% year-over-year, from $912.15M to $895.2M.
What is the long-term trend for Pathfinder Bancorp's loans and leases receivable net of deferred fees?
Over 2 years (2023 to 2025), Pathfinder Bancorp's loans and leases receivable net of deferred fees has grown at a -0.0% compound annual growth rate (CAGR), from $897.21M to $896.67M.
What does loans and leases receivable net of deferred fees mean?
This represents the principal balance of the bank's loan and lease portfolio, adjusted for deferred loan origination fees and costs. It is the primary earning asset of the bank, reflecting the core business of lending to residential, commercial, and small business customers. This metric is essential for evaluating the scale and growth of the bank's primary revenue-generating activities.