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Pathfinder Bancorp PBHC Net Unrealized Loss On Hedging Activities

Net Unrealized Loss On Hedging Activities at other companies

Provident Financial Services logo
Provident Financial ServicesPFS
$0-100%
Provident Financial Services logo
Provident Financial ServicesPFS
$625K
Williams Companies logo
Williams CompaniesWMB
$0+100%
Ford Motor Company logo
Ford Motor CompanyF
$131M+202%
Oaktree Specialty Lending logo
Oaktree Specialty LendingOCSL
-$241.77M-75.2%
Jade Biosciences, Inc. Common Stock logo
Jade Biosciences, Inc. Common StockJBIO
-$473K

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+10.1%
Enterprise value$105.15M-38.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:NetUnrealizedLossOnHedgingActivities.

The official record: Pathfinder Bancorp’s 10-K, filed March 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's net unrealized loss on hedging activities?
Pathfinder Bancorp (PBHC) reported net unrealized loss on hedging activities of $154K in Q4 2025.
How has Pathfinder Bancorp's net unrealized loss on hedging activities changed year-over-year?
Pathfinder Bancorp's net unrealized loss on hedging activities decreased by 61.1% year-over-year, from $396K to $154K.
What is the long-term trend for Pathfinder Bancorp's net unrealized loss on hedging activities?
Over 5 years (2020 to 2025), Pathfinder Bancorp's net unrealized loss on hedging activities has grown at a -30.7% compound annual growth rate (CAGR), from -$966K to $154K.
What does net unrealized loss on hedging activities mean?
This is the aggregate net loss on derivative instruments used for hedging that remains unrealized at the end of the reporting period. It serves as a measure of the current market-to-market performance of the company's hedging program. Monitoring this helps investors assess the potential impact of hedging volatility on the balance sheet.