What is Pathfinder Bancorp's provision for credit loss?

Pathfinder Bancorp (PBHC) reported provision for credit loss of -$168M in Q1 2026.

How has Pathfinder Bancorp's provision for credit loss changed year-over-year?

Pathfinder Bancorp's provision for credit loss decreased by 136.8% year-over-year, from $457M to -$168M.

Revenue$11.5M-9.0%

Net income$2.4M-18.9%

EPS (diluted)$0.47+14.6%

Cash & equivalents$39.2M-23.9%

Total debt$45.0M-28.5%

Total equity$123.6M-1.1%

Total assets$1.4B-4.9%

Operating cash flow-$241.0K-104%

CapEx$248.0K-61.1%

Free cash flow-$489.0K-110%

Market cap$99.35M+8.2%

Enterprise value$105.15M-39.8%

P/S2.2×+0.4×

Net margin-5.5%-13.6pp

FCF margin44.5%—

Return on equity-2%-5.4pp

Debt / equity0.4×-0.1×

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:ProvisionForCreditLoss.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

Connect your AI assistant and see it in context, right in your chat.

What is Pathfinder Bancorp's provision for credit loss?: Pathfinder Bancorp (PBHC) reported provision for credit loss of -$168M in Q1 2026.
How has Pathfinder Bancorp's provision for credit loss changed year-over-year?: Pathfinder Bancorp's provision for credit loss decreased by 136.8% year-over-year, from $457M to -$168M.