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Pathfinder Bancorp PBHC Servicing Asset At Carrying Value Amount

Servicing Asset At Carrying Value Amount at other companies

Magyar Bancorp logo
Magyar BancorpMGYR
$86.5K+129%
First BanCorp logo
First BanCorpFBP
$645K+0.6%
Dime Community Bancshares
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Dime Community Bancshares DCOM
$2.14M-11.5%
Alerus Financial Corporation logo
Alerus Financial CorporationALRS
$6.62M-10.0%
SB Financial Group logo
SB Financial GroupSBFG
$19.24M+5.6%
First Northwest Bancorp logo
First Northwest BancorpFNWB
-$3K+72.7%

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+10.1%
Enterprise value$105.15M-38.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:ServicingAssetAtCarryingValueAmount.

The official record: Pathfinder Bancorp’s 10-K, filed March 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's servicing asset at carrying value amount?
Pathfinder Bancorp (PBHC) reported servicing asset at carrying value amount of $61M in Q4 2025.
How has Pathfinder Bancorp's servicing asset at carrying value amount changed year-over-year?
Pathfinder Bancorp's servicing asset at carrying value amount increased by 10.9% year-over-year, from $55M to $61M.
What is the long-term trend for Pathfinder Bancorp's servicing asset at carrying value amount?
Over 5 years (2020 to 2025), Pathfinder Bancorp's servicing asset at carrying value amount has grown at a 2.9% compound annual growth rate (CAGR), from $52.9M to $61M.
What does servicing asset at carrying value amount mean?
Represents the total book value of assets recognized for the right to service mortgage or other financial loans for third parties. This metric reflects the value of future servicing fee income streams net of expected costs. It is a key indicator of the bank's non-interest income potential derived from loan portfolio management.