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Pathfinder Bancorp PBHC Tier One Risk Based Common Equity To Risk Weighted Assets

Tier One Risk Based Common Equity To Risk Weighted Assets at other companies

Blackrock logo
BlackrockBLK
114%-37.9pp
CB Financial Services logo
CB Financial ServicesCBFV
4.5%0.0pp
Metropolitan Bank Holding Corp. logo
Metropolitan Bank Holding Corp.MCB
4.5%0.0pp
Camden National logo
Camden NationalCAC
12%+1.2pp
1st Source Corporation logo
1st Source CorporationSRCE
6.5%0.0pp
Heritage Financial logo
Heritage FinancialHFWA
6.5%0.0pp

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+10.1%
Enterprise value$105.15M-38.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:TierOneRiskBasedCommonEquityToRiskWeightedAssets.

The official record: Pathfinder Bancorp’s 10-K, filed March 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's tier one risk based common equity to risk weighted assets?
Pathfinder Bancorp (PBHC) reported tier one risk based common equity to risk weighted assets of 13.5% in Q4 2025.
How has Pathfinder Bancorp's tier one risk based common equity to risk weighted assets changed year-over-year?
Pathfinder Bancorp's tier one risk based common equity to risk weighted assets increased by 0.4% year-over-year, from 13.4% to 13.5%.
What is the long-term trend for Pathfinder Bancorp's tier one risk based common equity to risk weighted assets?
Over 5 years (2020 to 2025), Pathfinder Bancorp's tier one risk based common equity to risk weighted assets has grown at a 2.5% compound annual growth rate (CAGR), from 11.9% to 13.5%.
What does tier one risk based common equity to risk weighted assets mean?
This metric represents the ratio of Common Equity Tier 1 (CET1) capital to total risk-weighted assets. It serves as a primary indicator of a bank's financial strength and its ability to absorb losses during periods of economic stress. Higher ratios indicate a more robust capital position relative to the risk profile of the bank's assets.