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Pathfinder Bancorp PBHC Unrealized Gains on Investments

Unrealized Gains on Investments at other companies

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Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's unrealized gains on investments?
Pathfinder Bancorp (PBHC) reported unrealized gains on investments of $1.2M in Q1 2026.
How has Pathfinder Bancorp's unrealized gains on investments changed year-over-year?
Pathfinder Bancorp's unrealized gains on investments increased by 8.7% year-over-year, from $1.1M to $1.2M.
What is the long-term trend for Pathfinder Bancorp's unrealized gains on investments?
Over 5 years (2020 to 2025), Pathfinder Bancorp's unrealized gains on investments has grown at a 2.1% compound annual growth rate (CAGR), from $1.75M to $1.94M.
What does unrealized gains on investments mean?
This represents the total increase in the market value of investment securities held by the bank that have not yet been sold. It reflects the positive performance of the investment portfolio relative to the original cost basis. This metric is a key component of accumulated other comprehensive income and indicates the latent value within the bank's asset base.