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Pathfinder Bancorp PBHC Unrealized Losses on Investments (Before Tax)

Unrealized Losses on Investments (Before Tax) at other companies

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Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's unrealized losses on investments (before tax)?
Pathfinder Bancorp (PBHC) reported unrealized losses on investments (before tax) of $8.76M in Q1 2026.
How has Pathfinder Bancorp's unrealized losses on investments (before tax) changed year-over-year?
Pathfinder Bancorp's unrealized losses on investments (before tax) decreased by 15.0% year-over-year, from $10.31M to $8.76M.
What is the long-term trend for Pathfinder Bancorp's unrealized losses on investments (before tax)?
Over 5 years (2020 to 2025), Pathfinder Bancorp's unrealized losses on investments (before tax) has grown at a 65.8% compound annual growth rate (CAGR), from $619K to $7.77M.
What does unrealized losses on investments (before tax) mean?
This represents the total decrease in the market value of investment securities held by the bank relative to their original cost basis, before accounting for tax effects. It highlights the impact of market interest rate fluctuations or credit spread widening on the bank's investment portfolio. Significant unrealized losses may indicate interest rate risk exposure.