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Ponce Financial Group, Inc. PDLB Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

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Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s operating lease liability - undiscounted excess amount?
Ponce Financial Group, Inc. (PDLB) reported operating lease liability - undiscounted excess amount of $9.11M in Q1 2026.
How has Ponce Financial Group, Inc.'s operating lease liability - undiscounted excess amount changed year-over-year?
Ponce Financial Group, Inc.'s operating lease liability - undiscounted excess amount decreased by 11.7% year-over-year, from $10.31M to $9.11M.
What is the long-term trend for Ponce Financial Group, Inc.'s operating lease liability - undiscounted excess amount?
Over 3 years (2022 to 2025), Ponce Financial Group, Inc.'s operating lease liability - undiscounted excess amount has grown at a -7.0% compound annual growth rate (CAGR), from $12.68M to $10.2M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.