What does deposit liability, uninsured mean?

Uninsured deposit liability represents the portion of total customer deposits that exceeds the maximum coverage provided by federal deposit insurance. These deposits are generally considered more volatile as they are held by sophisticated depositors who may withdraw funds quickly if the bank's financial stability is questioned. Monitoring this metric is essential for assessing the bank's vulnerability to liquidity runs.

Ponce Financial Group, Inc. PDLB Deposit liability, uninsured

Deposit liability, uninsured at other companies

Ponce Financial Group, Inc.PDLB

$454.5K+4.3%

WaFd, Inc.WAFD

$5.3B+3.3%

Home BancorpHBCP

$885.43M+8.8%

Financial InstitutionsFISI

$2.26B+17.1%

Great Southern BancorpGSBC

39%+4.0pp

Financial InstitutionsFISI

43%+5.0pp

Other financials

Income statement

See full

Revenue$30.3M+23.1%

Net income$8.6M+44.7%

EPS (diluted)$0.36+44.0%

Balance sheet

See full

Cash & equivalents$27.4M-14.6%

Total debt$812.5M+8.0%

Total equity$551.4M+7.3%

Total assets$3.3B+6.8%

Cash flow

See full

Operating cash flow$13.9M+6.1%

CapEx$47.0K-69.5%

Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%

Enterprise value$1.26B+21.3%

P/E15.1×-6.7×

P/S4.1×+0.5×

Profitability

See full

Net margin27.3%+10.8pp

FCF margin48.3%+28.1pp

Returns & leverage

See full

Return on equity5.9%+3.0pp

Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DepositLiabilityUninsured.

The official record: Ponce Financial Group, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s deposit liability, uninsured?: Ponce Financial Group, Inc. (PDLB) reported deposit liability, uninsured of $454.5K in Q4 2025.
What does deposit liability, uninsured mean?: Uninsured deposit liability represents the portion of total customer deposits that exceeds the maximum coverage provided by federal deposit insurance. These deposits are generally considered more volatile as they are held by sophisticated depositors who may withdraw funds quickly if the bank's financial stability is questioned. Monitoring this metric is essential for assessing the bank's vulnerability to liquidity runs.