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Home Bancorp HBCP Deposit liability, uninsured

Deposit liability, uninsured at other companies

Ponce Financial Group, Inc. logo
Ponce Financial Group, Inc.PDLB
$454.5K+4.3%
WaFd, Inc. logo
WaFd, Inc.WAFD
$5.3B+3.3%
Home Bancorp logo
Home BancorpHBCP
$885.43M+8.8%
Financial Institutions logo
Financial InstitutionsFISI
$2.26B+17.1%
Great Southern Bancorp logo
Great Southern BancorpGSBC
39%+4.0pp
Financial Institutions logo
Financial InstitutionsFISI
43%+5.0pp

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DepositLiabilityUninsured.

The official record: Home Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's deposit liability, uninsured?
Home Bancorp (HBCP) reported deposit liability, uninsured of $885.43M in Q4 2025.
How has Home Bancorp's deposit liability, uninsured changed year-over-year?
Home Bancorp's deposit liability, uninsured increased by 8.8% year-over-year, from $813.55M to $885.43M.
What is the long-term trend for Home Bancorp's deposit liability, uninsured?
Over 5 years (2020 to 2025), Home Bancorp's deposit liability, uninsured has grown at a 8.2% compound annual growth rate (CAGR), from $596M to $885.43M.
What does deposit liability, uninsured mean?
This represents the portion of total deposits that exceeds the maximum coverage limit provided by the Federal Deposit Insurance Corporation (FDIC). A higher concentration of uninsured deposits may indicate increased sensitivity to liquidity stress and potential deposit flight. It is a key metric for evaluating the bank's funding stability and risk profile.