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Peoples Bancorp of North Carolina PEBK Time Deposits Less Than One Lakh

Time Deposits Less Than One Lakh at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
$156.43M+56.3%
Hanover Bancorp logo
Hanover BancorpHNVR
$401.73M+2.6%
Ponce Financial Group, Inc. logo
Ponce Financial Group, Inc.PDLB
$407.42M-12.8%
International Bancshares logo
International BancsharesIBOC
$327.74M+3.3%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$317.2M-12.1%
Popular logo
PopularBPOP
$5.62B+4.0%

Other financials

Income statement

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Revenue$21.6M+5.4%
Net income$4.4M+1.2%
EPS (diluted)$0.80+1.3%

Balance sheet

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Cash & equivalents$61.3M-40.2%
Total debt$3.4M-13.1%
Total equity$158.1M+14.2%
Total assets$1.7B+2.5%

Cash flow

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Operating cash flow$5.0M-15.1%
CapEx$448.0K-41.3%
Free cash flow$4.6M-11.3%

Valuation

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Market cap$228.8M+48.6%
Enterprise value$170.98M+204%
P/E11.5×+2.5×
P/S2.8×

Profitability

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Net margin20.5%
FCF margin26.4%

Returns & leverage

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Return on equity13.4%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Peoples Bancorp of North Carolina in its filing.

Tagged under the XBRL concept pebk:TimeDepositsLessThanOneLakh.

The official record: Peoples Bancorp of North Carolina’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Bancorp of North Carolina's time deposits less than one lakh?
Peoples Bancorp of North Carolina (PEBK) reported time deposits less than one lakh of $182.77M in Q1 2026.
How has Peoples Bancorp of North Carolina's time deposits less than one lakh changed year-over-year?
Peoples Bancorp of North Carolina's time deposits less than one lakh decreased by 8.7% year-over-year, from $200.22M to $182.77M.
What is the long-term trend for Peoples Bancorp of North Carolina's time deposits less than one lakh?
Over 2 years (2023 to 2025), Peoples Bancorp of North Carolina's time deposits less than one lakh has grown at a 0.8% compound annual growth rate (CAGR), from $190.21M to $193.39M.
What does time deposits less than one lakh mean?
This metric represents the total balance of retail time deposits held in accounts with balances below the standard regulatory insurance threshold. These deposits serve as a stable, low-cost funding source for the bank's lending activities. Monitoring this balance helps assess the bank's reliance on core retail customer funding versus more volatile wholesale funding sources.