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Pathfinder Bancorp PBHC Time Deposits, Less than $100,000

Time Deposits, Less than $100,000 at other companies

Provident Financial Services logo
Provident Financial ServicesPFS
$2.25B-6.3%
Hawthorn Bancshares logo
Hawthorn BancsharesHWBK
$304.57M+2.2%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$317.2M-12.1%
Commerce Bancshares logo
Commerce BancsharesCBSH
$1.03B+4.7%
Popular logo
PopularBPOP
$5.62B+4.0%
RBB Bancorp logo
RBB BancorpRBB
$863.72M-13.6%

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+10.1%
Enterprise value$105.15M-38.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsLessThan100000.

The official record: Pathfinder Bancorp’s 10-K, filed March 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's time deposits, less than $100,000?
Pathfinder Bancorp (PBHC) reported time deposits, less than $100,000 of $317.2M in Q4 2025.
How has Pathfinder Bancorp's time deposits, less than $100,000 changed year-over-year?
Pathfinder Bancorp's time deposits, less than $100,000 decreased by 12.1% year-over-year, from $360.72M to $317.2M.
What is the long-term trend for Pathfinder Bancorp's time deposits, less than $100,000?
Over 5 years (2020 to 2025), Pathfinder Bancorp's time deposits, less than $100,000 has grown at a 0.8% compound annual growth rate (CAGR), from $305.07M to $317.2M.
What does time deposits, less than $100,000 mean?
Measures the total balance of retail time deposits or certificates of deposit with individual account balances below the standard regulatory insurance threshold. These deposits are generally considered a stable, low-cost source of core funding for the bank. Monitoring this helps assess the bank's reliance on smaller, retail-focused deposit relationships.