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FY'25FY'24FY'23FY'22
Profitability
Net margin31.5%+25.2pp6.3%-20.8pp27.2%-8.2pp35.4%-4.1pp
Returns
Return on equity12%+9.9pp2.1%-6.3pp8.4%-3.3pp11.6%-1.6pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.1×0.0×0.1×0.0×0.1×-0.3×0.4×+0.4×
Per Share
Book value per share$51.60-5.5%$54.62+14.7%$47.60+8.9%$43.73-7.0%
Valuation
Market capitalization$652.11M+38.9%$511.53M+49.2%$342.89M-7.6%$371.09M-1.8%
Price / earnings11.1×-12.4×60.2×+47.7×12.5×+2.8×9.7×+1.1×
Price / sales3.4×+0.4×3.8×+0.4×3.4×0.0×3.4×0.0×
Price / book1.2×+0.3×1.1×+0.1×-0.2×1.2×+0.1×
Dividend yield3.8%-0.8pp3.5%+0.1pp3.4%+0.3pp3.1%+0.2pp

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Questions, answered.

Where do Peoples Financial Services's ratios come from?
Every ratio is computed from Peoples Financial Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.