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Interest coverage at other companies

SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
1.5×+0.3×
EFC
Ellington Financial Inc.EFC
1.5×+0.1×
PennyMac Mortgage Investment Trust logo
PennyMac Mortgage Investment TrustPMT
1.1×0.0×
MFA Financial logo
MFA FinancialMFA
1.3×0.0×
MIT
TPG Mortgage Investment Trust MITT
1.1×0.0×
Two Harbors Investment Corporation logo
Two Harbors Investment CorporationTWO
0.2×-0.9×

Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4.28B-11.5%
Enterprise value$4.13B-11.4%
P/E8.4×-5.4×
P/S-0.8×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Calculated from PennyMac Financial Services, Inc.’s reported figures.

Based on trailing twelve months.

The official record: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PennyMac Financial Services, Inc.'s interest coverage?
PennyMac Financial Services, Inc. (PFSI) reported interest coverage of 1.6× in Q1 2026.
How has PennyMac Financial Services, Inc.'s interest coverage changed year-over-year?
PennyMac Financial Services, Inc.'s interest coverage increased by 1.0% year-over-year, from 1.5× to 1.6×.
What is the long-term trend for PennyMac Financial Services, Inc.'s interest coverage?
Over 4 years (2020 to 2025), PennyMac Financial Services, Inc.'s interest coverage has grown at a -35.8% compound annual growth rate (CAGR), from 9.3× to 1.6×.
What does interest coverage mean?
Trailing-twelve-month operating income (EBIT) divided by interest expense. Measures how many times over the company can cover its interest payments from operating profit.