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PennyMac Financial Services, Inc. PFSI Representations And Warranties Liability

Representations And Warranties Liability at other companies

PennyMac Mortgage Investment Trust logo
PennyMac Mortgage Investment TrustPMT
$5.15M-13.5%
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$2.62M+2.4%
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$1.1M+120%
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$578K+207%
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Rithm CapitalRITM
$4.43B+82.0%
UBS
United BanksharesUBSI
$37.05M+1.3%

Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4.28B-11.5%
Enterprise value$4.13B-11.4%
P/E8.4×-5.4×
P/S-0.8×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept pfsi:RepresentationsAndWarrantiesLiability.

The official record: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PennyMac Financial Services, Inc.'s representations and warranties liability?
PennyMac Financial Services, Inc. (PFSI) reported representations and warranties liability of $35.81M in Q1 2026.
How has PennyMac Financial Services, Inc.'s representations and warranties liability changed year-over-year?
PennyMac Financial Services, Inc.'s representations and warranties liability increased by 16.3% year-over-year, from $30.77M to $35.81M.
What is the long-term trend for PennyMac Financial Services, Inc.'s representations and warranties liability?
Over 5 years (2020 to 2025), PennyMac Financial Services, Inc.'s representations and warranties liability has grown at a 1.3% compound annual growth rate (CAGR), from $32.69M to $34.89M.
What does representations and warranties liability mean?
This represents the reserve established for potential claims arising from breaches of representations and warranties made to investors when selling mortgage loans. It reflects the company's estimated exposure to repurchase demands or indemnification payments resulting from loan defects or misrepresentations. Monitoring this liability is vital for assessing the quality of the company's loan origination processes and its exposure to legal and credit-related financial losses.