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Other financials

Income statement

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Revenue$317.9M+9.6%
Gross profit$140.4M+14.2%
Operating income$80.0M+67.8%
Net income$24.7M+213%
EPS (diluted)$0.28+180%

Balance sheet

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Cash & equivalents$380.0M+65.5%
Total debt$507.6M+43.8%
Total equity$529.3M+57.8%
Total assets$1.6B+29.0%

Cash flow

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Operating cash flow$43.2M+25.4%
CapEx$3.2M-15.9%
Free cash flow$40.0M+30.5%

Valuation

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Market cap$1.8B-16.3%
Enterprise value$1.93B-14.0%
P/E18.4×
P/S1.4×-0.5×

Profitability

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Gross margin42.9%+0.4pp
Operating margin22.3%+12.4pp
Net margin7.4%+4.0pp
FCF margin17.6%

Returns & leverage

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Return on equity22.7%+12.8pp
Debt / equity-0.1×
Current ratio1.4×-0.1×

Where this comes from

Reported directly by Pagaya Technologies in its filing.

Tagged under the XBRL concept us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax.

The source filing: Pagaya Technologies’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:17 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001883085-26-000031
Line itemMarch 31, 2026December 31, 2025
Class A ordinary shares, no par value, 666,666,666 shares authorized, 71,486,867 and 70,747,357 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively.
Class B ordinary shares, no par value, 166,666,666 shares authorized, 11,288,577 shares issued and outstanding as of both March 31, 2026 and December 31, 2025.
Additional paid-in capital1,399,5451,390,990
Accumulated other comprehensive loss(32,276)(48,319)
Accumulated deficit(837,960)(862,654)
Total Pagaya Technologies Ltd. shareholders’ equity529,309480,017
Noncontrolling interests69,84375,334
Total shareholders’ equity599,152555,351

Item 1. Financial Statements

FAQ

What is Pagaya Technologies's AOCI?
Pagaya Technologies (PGY) reported AOCI of -$32.28M in Q1 2026.
How has Pagaya Technologies's AOCI changed year-over-year?
Pagaya Technologies's AOCI decreased by 17.9% year-over-year, from -$27.37M to -$32.28M.
What is the long-term trend for Pagaya Technologies's AOCI?
Over 3 years (2022 to 2025), Pagaya Technologies's AOCI has grown at a 307.7% compound annual growth rate (CAGR), from -$713K to -$48.32M.
What does AOCI mean?
Accumulated gains and losses bypassing the income statement — unrealized investment gains/losses, currency translation, pension adjustments, and hedge results.

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