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Pagaya Technologies PGY Operating Lease Liabilities (Total)

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Other financials

Income statement

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Revenue$317.9M+9.6%
Gross profit$140.4M+14.2%
Operating income$80.0M+67.8%
Net income$24.7M+213%
EPS (diluted)$0.28+180%

Balance sheet

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Cash & equivalents$380.0M+65.5%
Total debt$507.6M+43.8%
Total equity$529.3M+57.8%
Total assets$1.6B+29.0%

Cash flow

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Operating cash flow$43.2M+25.4%
CapEx$3.2M-15.9%
Free cash flow$40.0M+30.5%

Valuation

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Market cap$1.78B-17.6%
Enterprise value$1.9B-15.2%
P/E18.1×—
P/S1.3×-0.5×

Profitability

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Gross margin42.9%+0.4pp
Operating margin22.3%+12.4pp
Net margin7.4%+4.0pp
FCF margin17.6%—

Returns & leverage

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Return on equity22.7%+12.8pp
Debt / equity1×-0.1×
Current ratio1.4×-0.1×

Where this comes from

Reported directly by Pagaya Technologies in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseLiability.

The source filing: Pagaya Technologies’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:17 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001883085-26-000031
Line itemMarch 31, 2026December 31, 2025
Liabilities:
Accounts payable$3,796$3,931
Accrued expenses and other liabilities63,47274,635
Operating lease liabilities32,61934,212
Income taxes payable and other tax liabilities23,56118,687
Warrant liability5614,723
Revolving credit facility114,700—
Secured borrowing156,275193,892

Item 1. Financial Statements

FAQ

What is Pagaya Technologies's operating lease liabilities (total)?
Pagaya Technologies (PGY) reported operating lease liabilities (total) of $32.62M in Q1 2026.
How has Pagaya Technologies's operating lease liabilities (total) changed year-over-year?
Pagaya Technologies's operating lease liabilities (total) decreased by 7.2% year-over-year, from $35.15M to $32.62M.
What is the long-term trend for Pagaya Technologies's operating lease liabilities (total)?
Over 2 years (2023 to 2025), Pagaya Technologies's operating lease liabilities (total) has grown at a -18.0% compound annual growth rate (CAGR), from $50.87M to $34.21M.
What does operating lease liabilities (total) mean?
This represents the total present value of future lease payments for operating leases, recognized as a liability on the balance sheet. It reflects the company's long-term commitment to leased assets such as office space, warehouses, and equipment. Tracking this helps investors evaluate the company's off-balance-sheet financing obligations and overall debt-like commitments.

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