Mortgage Loan Collection And Liquidation Expenses
PennyMac Mortgage Investment Trust Mortgage Loan Collection And Liquidation Expenses decreased by 12.5% to $2.12M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 7.9%, from $1.97M to $2.12M. Over 4 years (FY 2021 to FY 2025), Mortgage Loan Collection And Liquidation Expenses shows a downward trend with a -7.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase signals deteriorating credit quality in the loan portfolio, while a decrease suggests improved borrower performance.
Detailed definition
Costs directly associated with the collection of delinquent mortgage payments and the legal or administrative process of...
Peer comparison
Standard for mortgage servicers; peers with higher-risk loan portfolios typically report higher collection expenses.
operating_expenses_mortgage_loan_collection_and_liquidat_dd66d5Historical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.98M | $2.13M | $1.32M | $3.18M | $1.25M | $690.00K | $278.00K | $579.00K | $909.00K | $1.89M | $1.18M | $1.37M | $671.00K | $2.26M | $2.54M | $1.97M | $2.39M | $1.50M | $2.43M | $2.12M |
| QoQ Change | — | -46.5% | -37.9% | +140.5% | -60.6% | -44.8% | -59.7% | +108.3% | +57.0% | +107.9% | -37.4% | +15.6% | -51.0% | +236.4% | +12.4% | -22.4% | +21.1% | -37.0% | +61.5% | -12.5% |
| YoY Change | — | — | — | — | -68.5% | -67.5% | -79.0% | -81.8% | -27.3% | +173.9% | +325.9% | +136.4% | -26.2% | +19.4% | +114.3% | +43.8% | +255.4% | -33.4% | -4.3% | +7.9% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Interest Rate Sensitive Strategies | — | — | — | $1.93M | $2.37M | $1.49M | $2.41M | $2.11M |
| Credit Sensitive Strategies | — | — | — | $42.00K | $20.00K | $9.00K | $17.00K | $17.00K |
| Aggregation And Securitization | — | — | — | — | — | — | — | $0.00 |
| Correspondent Production | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — |
| Total | $671.00K | $2.26M | $2.54M | $1.97M | $2.39M | $1.50M | $2.43M | $2.12M |
Correspondent Production was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Mortgage Loan Collection And Liquidation Expenses at Other Companies
Frequently Asked Questions
- What is PennyMac Mortgage Investment Trust's mortgage loan collection and liquidation expenses?
- PennyMac Mortgage Investment Trust (PMT) reported mortgage loan collection and liquidation expenses of $2.12M in Q1 2026.
- How has PennyMac Mortgage Investment Trust's mortgage loan collection and liquidation expenses changed year-over-year?
- PennyMac Mortgage Investment Trust's mortgage loan collection and liquidation expenses increased by 7.9% year-over-year, from $1.97M to $2.12M.
- What is the long-term trend for PennyMac Mortgage Investment Trust's mortgage loan collection and liquidation expenses?
- Over 4 years (2021 to 2025), PennyMac Mortgage Investment Trust's mortgage loan collection and liquidation expenses has grown at a -7.4% compound annual growth rate (CAGR), from $11.28M to $8.29M.
- What does mortgage loan collection and liquidation expenses mean?
- Costs incurred to collect on late loans or process foreclosures.