Skip to content
OpenCapital
Get started

NBT Bancorp NBTB Loan Collection And Other Real Estate Owned

Loan Collection And Other Real Estate Owned at other companies

SouthState logo
SouthStateSSB
$4.38M+145%
First Merchants Corporation logo
First Merchants CorporationFRME
$1.1M+83.3%
UBS
United BanksharesUBSI
$475K+2,059%
Bank of Hawaii logo
Bank of HawaiiBOH
$0-100%
WSFS Financial logo
WSFS FinancialWSFS
$2.17M+806%
Popular logo
PopularBPOP
$10.43M+47.5%

Segments

By segment

See full
Banking$610K-7.4%
All Other Segments$0—
Retirement Plan Administration$0—

Other financials

Income statement

See full
Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

See full
Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

See full
Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

See full
Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

See full
Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

See full
Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept nbtb:LoanCollectionAndOtherRealEstateOwned.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about NBT Bancorp's loan collection and other real estate owned.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is NBT Bancorp's loan collection and other real estate owned?
NBT Bancorp (NBTB) reported loan collection and other real estate owned of $610K in Q1 2026.
How has NBT Bancorp's loan collection and other real estate owned changed year-over-year?
NBT Bancorp's loan collection and other real estate owned decreased by 7.4% year-over-year, from $659K to $610K.
What is the long-term trend for NBT Bancorp's loan collection and other real estate owned?
Over 4 years (2021 to 2025), NBT Bancorp's loan collection and other real estate owned has grown at a -2.4% compound annual growth rate (CAGR), from $2.92M to $2.65M.
What does loan collection and other real estate owned mean?
This includes costs incurred in the process of collecting on delinquent loans and managing foreclosed properties. Elevated levels of this expense typically indicate deterioration in credit quality within the loan portfolio.