CPI Card Group PMTS Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 30.6%-0.7pp | 31.3%-0.6pp | 31.9%-1.6pp | 33.5%-1.2pp | 34.7%-1.0pp | |
| Operating margin | 9.1%-1.0pp | 10.1%-0.1pp | 10.2%-1.2pp | 11.4%-1.4pp | 12.8%-0.3pp | |
| Net margin | 2.2%-0.6pp | 2.8%0.0pp | 2.8%+0.1pp | 2.7%-1.2pp | 3.8%-0.2pp | |
| Returns | ||||||
| Return on invested capital | 15%+1.0pp | 14%-1.6pp | 15.6%-3.2pp | 18.8%-4.9pp | 23.7%+3.1pp | |
| Efficiency | ||||||
| Asset turnover | 1.5×+0.1× | 1.4×+0.1× | 1.4×0.0× | 1.4×-0.1× | 1.5×0.0× | |
| Liquidity | ||||||
| Current ratio | 2.5×+0.1× | 2.4×-0.1× | 2.6×0.0× | 2.6×-0.4× | 3×+0.3× | |
| Leverage | ||||||
| Net debt / EBITDA | 3.8×-1.0× | 4.8×-0.2× | 5.1×+0.3× | 4.7×+1.0× | 3.7×-0.4× | |
| Per Share | ||||||
| Book value per share | -$1.18+18.7% | -$1.45+32.8% | -$2.16+11.0% | -$2.43+1.7% | -$2.47+17.5% | |
| Valuation | ||||||
| Market capitalization | $238.46M-12.6% | $167.17M-2.6% | $171.65M-34.8% | $263.31M-19.7% | $327.89M-1.7% | |
| Price / earnings | 19.5×-0.9× | 11.2×-0.8× | 11.9×-7.8× | 19.7×+2.3× | 17.4×+0.3× | |
| Price / sales | 0.4×-0.1× | 0.3×0.0× | 0.3×-0.2× | 0.5×-0.1× | 0.7×0.0× | |
| EV / EBITDA | 7.3×-1.8× | 7.4×-0.7× | 8×-0.9× | 9×+0.4× | 8.5×-0.5× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are CPI Card Group's profit margins?
- CPI Card Group (PMTS) runs a 30.6% gross margin and a 9.1% operating margin, with a 2.2% net margin.
- Where do CPI Card Group's ratios come from?
- Every ratio is computed from CPI Card Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
