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Patriot National Bancorp PNBK Amortization And Accretion Of Purchase Loan Premiums And Discounts Net

Amortization And Accretion Of Purchase Loan Premiums And Discounts Net at other companies

Old Second Bancorp logo
Old Second BancorpOSBC
-$25K+90.9%
TFI
Triumph FinancialTFIN
$721.25K+4.4%
Riverview Bancorp logo
Riverview BancorpRVSB
$20K+200%
STE
STELSTEL
$3.56M-34.0%
Home Federal Bancorp logo
Home Federal BancorpHFBL
-$32K+42.9%
GBC
Glacier BancorpGBCI
$5.66M+74.2%

Other financials

Income statement

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Revenue$10.3M+54.5%
Net income-$1.8M+36.8%
EPS (diluted)-$0.02+90.5%

Balance sheet

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Cash & equivalents$109.2M-19.8%
Total debt$3.1M+159%
Total equity$90.2M+57.9%
Total assets$1.2B+23.0%

Cash flow

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Operating cash flow-$2.9M+49.9%
CapEx$545.0K+679%
Free cash flow-$3.5M+41.2%

Valuation

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Market cap$112.6M-5.1%
Enterprise value$6.52M+132%
P/S3.4×-1.1×

Profitability

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Net margin-35.1%-15.3pp
FCF margin-38.6%—

Returns & leverage

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Return on equity-15.9%-7.1pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Patriot National Bancorp in its filing.

Tagged under the XBRL concept pnbk:AmortizationAndAccretionOfPurchaseLoanPremiumsAndDiscountsNet.

The official record: Patriot National Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Patriot National Bancorp's amortization and accretion of purchase loan premiums and discounts net?
Patriot National Bancorp (PNBK) reported amortization and accretion of purchase loan premiums and discounts net of $1K in Q1 2026.
How has Patriot National Bancorp's amortization and accretion of purchase loan premiums and discounts net changed year-over-year?
Patriot National Bancorp's amortization and accretion of purchase loan premiums and discounts net decreased by 97.3% year-over-year, from $37K to $1K.
What is the long-term trend for Patriot National Bancorp's amortization and accretion of purchase loan premiums and discounts net?
Over 3 years (2021 to 2025), Patriot National Bancorp's amortization and accretion of purchase loan premiums and discounts net has grown at a -55.0% compound annual growth rate (CAGR), from -$2.09M to $190K.
What does amortization and accretion of purchase loan premiums and discounts net mean?
This reflects the non-cash adjustment to interest income related to the fair value adjustments of loans acquired through business combinations. It accounts for the gradual recognition of discounts or premiums established at the time of acquisition as the loans approach maturity. This metric is critical for evaluating the true interest income performance of an acquired loan portfolio.