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Patriot National Bancorp PNBK Digital Payments income

Digital Payments income at other companies

WesBanco logo
WesBancoWSBC
$6.6M+22.1%
FRA
Franklin Financial Services CorporationFRAF
$618K+10.8%
NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$10.4M-1.9%
WesBanco logo
WesBancoWSBC
$6.6M+22.1%
AVB
Avidia Bancorp, Inc.AVBC
$1.91M-12.9%
First Merchants Corporation logo
First Merchants CorporationFRME
$5.28M+16.5%

Other financials

Income statement

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Revenue$10.3M+54.5%
Net income-$1.8M+36.8%
EPS (diluted)-$0.02+90.5%

Balance sheet

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Cash & equivalents$109.2M-19.8%
Total debt$3.1M+159%
Total equity$90.2M+57.9%
Total assets$1.2B+23.0%

Cash flow

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Operating cash flow-$2.9M+49.9%
CapEx$545.0K+679%
Free cash flow-$3.5M+41.2%

Valuation

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Market cap$112.6M+33.7%
Enterprise value$6.52M+132%
P/S3.4×+0.2×

Profitability

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Net margin-35.1%-15.3pp
FCF margin-38.6%

Returns & leverage

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Return on equity-15.9%-7.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Patriot National Bancorp in its filing.

Tagged under the XBRL concept pnbk:DigitalPaymentsIncome.

The official record: Patriot National Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Patriot National Bancorp's digital payments income?
Patriot National Bancorp (PNBK) reported digital payments income of $2.79M in Q1 2026.
How has Patriot National Bancorp's digital payments income changed year-over-year?
Patriot National Bancorp's digital payments income increased by 58.6% year-over-year, from $1.76M to $2.79M.
What is the long-term trend for Patriot National Bancorp's digital payments income?
Over 4 years (2021 to 2025), Patriot National Bancorp's digital payments income has grown at a 212.8% compound annual growth rate (CAGR), from $103K to $9.86M.
What does digital payments income mean?
Fees and service charges earned from processing electronic transactions, digital wallet services, or online payment platforms. This metric highlights the institution's success in capturing revenue from modern digital banking and fintech-related payment ecosystems.