Time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit
PNC Financial Services Time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit increased by 7.6% to $9.9B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.6%, from $9.2B to $9.9B. Over 4 years (FY 2021 to FY 2025), Time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit shows an upward trend with a 6.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Higher levels indicate a larger reliance on sophisticated or institutional depositors who may be more prone to withdrawing funds during volatility.
Detailed definition
This metric tracks the portion of time deposits that exceed the standard government-backed insurance limits per deposito...
Peer comparison
Commonly monitored by regulators and analysts to assess the stickiness of the deposit base relative to peer banks.
other_time_deposit_liability_above_us_insurance_limitHistorical Data
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $7.7B | $10.4B | $7.3B | $9.2B | $9.9B |
| QoQ Change | — | +35.1% | -29.8% | +26.0% | +7.6% |
| YoY Change | — | +35.1% | -29.8% | +26.0% | +7.6% |
Time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit?
- PNC Financial Services (PNC) reported time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit of $9.9B in Q4 2025.
- How has PNC Financial Services's time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit changed year-over-year?
- PNC Financial Services's time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit increased by 7.6% year-over-year, from $9.2B to $9.9B.
- What is the long-term trend for PNC Financial Services's time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit?
- Over 4 years (2021 to 2025), PNC Financial Services's time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit has grown at a 6.5% compound annual growth rate (CAGR), from $7.7B to $9.9B.
- What does time deposit accounts (including certificates of deposits) in denominations that met or exceeded the insured limit mean?
- The amount of customer time deposits that are not covered by standard government deposit insurance.