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PRA Group PRAA Segments Total — Operating Income (Loss)

Other segment segments

Europe Segment
$168.15M+138%
United States Segment
$17.32M-1.1%

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Other financials

Income statement

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Revenue$372.2M+29.4%
Operating income$153.3M+80.1%
Net income$57.9M+36.7%
EPS (diluted)$1.51+39.8%

Balance sheet

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Cash & equivalents$132.4M+0.6%
Total debt$3.8B+4.0%
Total equity$1.0B-21.8%
Total assets$5.2B-3.6%

Cash flow

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Operating cash flow-$36.3M-181%
CapEx$2.4M+87.8%
Free cash flow-$38.7M-173%

Valuation

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Market cap$713.81M+19.6%
Enterprise value$4.37B+6.4%
P/S0.5×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-2.8%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.6×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: PRA Group’s 10-K, filed March 2, 2026.

Filed
Mar 2, 2026, 4:06 PM EST
Fiscal year
FY2025
Accession
0001185348-26-000006
Line item2025 / U.S.2025 / Europe2025 / Total2024 / U.S.2024 / Europe2024 / Total2023 / U.S.2023 / Europe2023 / Total
Legal collection expenses177,31835,697213,015130,28438,032168,31687,11626,270113,386
Professional and outside services51,68517,44569,13048,43914,84363,28238,34615,95954,305
Other segment items (3)86,16755,733141,900100,00851,795151,803101,84851,177153,026
Segment operating income/(loss)$120,630$269,828$390,458$127,573$217,708$345,281$(49,967)$170,802$120,834
Reconciliation to consolidated totals:
All other operating income and corporate expenses (4)(8,120)(5,549)(20,342)
Goodwill impairment(412,611)
Income/(loss) from operations$(30,273)$339,732$100,492

Item 8. Financial Statements and Supplementary Data.

FAQ

What is PRA Group's segments total — operating income (loss)?
PRA Group (PRAA) reported segments total — operating income (loss) of $97.61M in Q4 2025.
How has PRA Group's segments total — operating income (loss) changed year-over-year?
PRA Group's segments total — operating income (loss) increased by 13.1% year-over-year, from $86.32M to $97.61M.
What is the long-term trend for PRA Group's segments total — operating income (loss)?
Over 2 years (2023 to 2025), PRA Group's segments total — operating income (loss) has grown at a 79.8% compound annual growth rate (CAGR), from $120.83M to $390.46M.
What does segments total — operating income (loss) mean?
Calculated as total segment revenues minus all associated operating expenses, including compensation, legal costs, and professional services. This is the primary measure of the core profitability and operational health of the company's business segments before interest and taxes.

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