What is PRA Group's retained earnings?

PRA Group (PRAA) reported retained earnings of $1.28B in Q1 2026.

How has PRA Group's retained earnings changed year-over-year?

PRA Group's retained earnings decreased by 17.9% year-over-year, from $1.56B to $1.28B.

What is the long-term trend for PRA Group's retained earnings?

Over 5 years (2020 to 2025), PRA Group's retained earnings has grown at a -3.7% compound annual growth rate (CAGR), from $1.51B to $1.26B.

What does retained earnings mean?

Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

PRA Group PRAA Retained Earnings

Retained Earnings at other companies

Encore Capital GroupECPG

$1.17B+22.0%

Peapack-Gladstone FinancialPGC

$470.63M+9.4%

Kearny FinancialKRNY

$349.88M+2.3%

The BancorpTBBK

$1.07B+27.6%

PCB BancorpPCB

$193.92M+17.1%

Primis Financial Corp.FRST

$114.37M+46.2%

Other financials

Income statement

See full

Revenue$314.5M+16.7%

Operating income$103.3M+38.5%

Net income$28.2M+671%

EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%

Total debt$3.8B+9.0%

Total equity$1.0B-17.8%

Total assets$5.2B+1.1%

Cash flow

See full

Operating cash flow$24.9M+147%

CapEx$1.4M+56.7%

Free cash flow$23.5M+144%

Valuation

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Market cap$693.4M+19.1%

Enterprise value$4.38B+10.9%

P/S0.6×0.0×

Profitability

See full

Operating margin-5.3%-33.2pp

Net margin-29.5%-33.7pp

FCF margin-1.1%—

Returns & leverage

See full

Return on equity-32%-35.7pp

Debt / equity3.8×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: PRA Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's retained earnings?: PRA Group (PRAA) reported retained earnings of $1.28B in Q1 2026.
How has PRA Group's retained earnings changed year-over-year?: PRA Group's retained earnings decreased by 17.9% year-over-year, from $1.56B to $1.28B.
What is the long-term trend for PRA Group's retained earnings?: Over 5 years (2020 to 2025), PRA Group's retained earnings has grown at a -3.7% compound annual growth rate (CAGR), from $1.51B to $1.26B.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.