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Encore Capital Group ECPG Retained Earnings

Retained Earnings at other companies

Pathward Financial, Inc.CASH

$340.74M-0.3%

Atlanticus Holdings CorporationATLC

$548.29M+29.8%

The BancorpTBBK

$1.07B+27.6%

Golub CapitalGBDC

-$219.56M-13.2%

Credit AcceptanceCACC

$1.08B-20.2%

Associated Banc-CorpASB

$3.3B+10.9%

Other financials

Income statement

Revenue$475.4M+21.0%

Operating income$184.0M+42.3%

Net income$86.2M+84.3%

EPS (diluted)$3.86+100%

Balance sheet

Cash & equivalents$227.2M+21.4%

Total debt$4.0B+6.4%

Total equity$1.0B+26.3%

Total assets$5.5B+9.7%

Cash flow

Operating cash flow$82.3M+81.8%

CapEx$4.9M-30.5%

Free cash flow$77.5M+102%

Valuation

Market cap$1.87B+84.9%

Profitability

Operating margin36.8%—

Net margin16%+11.9pp

FCF margin9%+0.2pp

Returns & leverage

Return on equity32%+24.8pp

Debt / equity3.9×-0.7×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's retained earnings?: Encore Capital Group (ECPG) reported retained earnings of $1.17B in Q1 2026.
How has Encore Capital Group's retained earnings changed year-over-year?: Encore Capital Group's retained earnings increased by 22.0% year-over-year, from $956.72M to $1.17B.
What is the long-term trend for Encore Capital Group's retained earnings?: Over 5 years (2020 to 2025), Encore Capital Group's retained earnings has grown at a 0.9% compound annual growth rate (CAGR), from $1.06B to $1.1B.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.