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Credit Acceptance CACC Retained Earnings
Retained Earnings at other companies
Other financials
Where this comes from
Reported directly by Credit Acceptance in its filing.
Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.
The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026.
- Filed
- May 5, 2026, 4:06 PM EDT
- Fiscal quarter
- Q1 FY2026
- Calendar quarter
- Q1 2026
- Accession
- 0000885550-26-000080
| (Dollars in millions, except per share data) | As of / March 31, 2026 | As of / December 31, 2025 |
|---|---|---|
| Shareholders’ Equity: | ||
| Preferred stock, $.01 par value, 1,000,000 shares authorized, none issued | — | — |
| Common stock, $.01 par value, 80,000,000 shares authorized, 10,423,120 and 10,680,143 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively | 0.1 | 0.1 |
| Paid-in capital | 430.1 | 403.3 |
| Retained earnings | 1,083.6 | 1,119.2 |
| Accumulated other comprehensive income | 0.3 | 1.0 |
| Total shareholders’ equity | 1,514.1 | 1,523.6 |
| Total liabilities and shareholders’ equity | $8,694.6 | $8,631.7 |
ITEM 1. FINANCIAL STATEMENTS
FAQ
- What is Credit Acceptance's retained earnings?
- Credit Acceptance (CACC) reported retained earnings of $1.08B in Q1 2026.
- How has Credit Acceptance's retained earnings changed year-over-year?
- Credit Acceptance's retained earnings decreased by 20.2% year-over-year, from $1.36B to $1.08B.
- What is the long-term trend for Credit Acceptance's retained earnings?
- Over 5 years (2020 to 2025), Credit Acceptance's retained earnings has grown at a -12.1% compound annual growth rate (CAGR), from $2.14B to $1.12B.
- What does retained earnings mean?
- Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.
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