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Porch Group, Inc. PRCH Insurance Services — Product and technology

Other segment segments

Software & Data
$4.87M+5.3%
Reciprocal Segment
$3.04M+444%
Consumer Services
$584K-45.3%

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IMAXTechnology Products and Services Segment — Revenue
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IMAXTechnology Products and Services — Total Assets
$554.87M+1.9%
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NVRIService and Product — Cost of services and products sold
$444.84M+4.7%

Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept prch:ProductAndTechnologyExpense.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemInsurance ServicesSoftware & DataConsumer ServicesReciprocal SegmentTotal
Segment revenue$92,925$23,087$18,130
Add (Subtract):
Selling and marketing (excluding depreciation, amortization, and stock-based compensation expense)(37,358)(7,643)(9,827)
Product and technology (excluding depreciation, amortization, impairments, and stock-based compensation expense)(1,186)(4,868)(584)
General and administrative (excluding depreciation, amortization, impairments, stock-based compensation expense, mark-to-market gains or losses, restructuring & other costs, and acquisition & other transaction costs)(3,317)(1,413)(1,811)
Interest income on intercompany surplus notes3,527
Other segment items(10,192)(3,953)(2,661)
Segment Adjusted EBITDA$44,399$5,210$3,247

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s insurance services — product and technology?
Porch Group, Inc. (PRCH) reported insurance services — product and technology of $1.19M in Q2 2026.
How has Porch Group, Inc.'s insurance services — product and technology changed year-over-year?
Porch Group, Inc.'s insurance services — product and technology decreased by 53.3% year-over-year, from $2.54M to $1.19M.
What is the long-term trend for Porch Group, Inc.'s insurance services — product and technology?
Over 2 years (2023 to 2025), Porch Group, Inc.'s insurance services — product and technology has grown at a 115.5% compound annual growth rate (CAGR), from $2.23M to $10.35M.
What does insurance services — product and technology mean?
Costs related to the development, maintenance, and enhancement of the software platforms and technology infrastructure supporting the insurance services segment. It reflects the company's investment in innovation and digital capabilities to maintain a competitive edge.

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