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Porch Group, Inc. PRCH Reciprocal Segment — Product and technology

Other segment segments

Software & Data
$4.87M+5.3%
Insurance Services
$1.19M-53.3%
Consumer Services
$584K-45.3%

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IMAXTechnology Products and Services Segment — Revenue
$64.81M+16.5%
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IMAXTechnology Products and Services Segment — Other segment expenses
$19.02M+0.4%

Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept prch:ProductAndTechnologyExpense.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemInsurance ServicesSoftware & DataConsumer ServicesReciprocal SegmentTotal
Segment Gross Profit$81,189$17,424$15,281$22,697$136,591
Add (Subtract):
Selling and marketing(9,757)
Product and technology(3,038)
General and administrative(27,316)
Interest expense on intercompany surplus notes(3,527)
Income tax benefit (expense)(1,281)
Other segment items13,390

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s reciprocal segment — product and technology?
Porch Group, Inc. (PRCH) reported reciprocal segment — product and technology of $3.04M in Q2 2026.
How has Porch Group, Inc.'s reciprocal segment — product and technology changed year-over-year?
Porch Group, Inc.'s reciprocal segment — product and technology increased by 444.4% year-over-year, from $558K to $3.04M.
What is the long-term trend for Porch Group, Inc.'s reciprocal segment — product and technology?
Over 2 years (2023 to 2025), Porch Group, Inc.'s reciprocal segment — product and technology has grown at a -22.1% compound annual growth rate (CAGR), from $4.93M to $2.99M.
What does reciprocal segment — product and technology mean?
Represents the investment in research, development, and maintenance of the software and technological infrastructure supporting the Reciprocal segment. It highlights the company's commitment to innovation and platform scalability.

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