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Porch Group, Inc. PRCH Software & Data — Product and technology

Other segment segments

Reciprocal Segment
$3.04M+444%
Insurance Services
$1.19M-53.3%
Consumer Services
$584K-45.3%

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept prch:ProductAndTechnologyExpense.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemInsurance ServicesSoftware & DataConsumer ServicesReciprocal SegmentTotal
Segment revenue$92,925$23,087$18,130
Add (Subtract):
Selling and marketing (excluding depreciation, amortization, and stock-based compensation expense)(37,358)(7,643)(9,827)
Product and technology (excluding depreciation, amortization, impairments, and stock-based compensation expense)(1,186)(4,868)(584)
General and administrative (excluding depreciation, amortization, impairments, stock-based compensation expense, mark-to-market gains or losses, restructuring & other costs, and acquisition & other transaction costs)(3,317)(1,413)(1,811)
Interest income on intercompany surplus notes3,527
Other segment items(10,192)(3,953)(2,661)
Segment Adjusted EBITDA$44,399$5,210$3,247

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s software & data — product and technology?
Porch Group, Inc. (PRCH) reported software & data — product and technology of $4.87M in Q2 2026.
How has Porch Group, Inc.'s software & data — product and technology changed year-over-year?
Porch Group, Inc.'s software & data — product and technology increased by 5.3% year-over-year, from $4.63M to $4.87M.
What is the long-term trend for Porch Group, Inc.'s software & data — product and technology?
Over 2 years (2023 to 2025), Porch Group, Inc.'s software & data — product and technology has grown at a 0.2% compound annual growth rate (CAGR), from $18.48M to $18.55M.
What does software & data — product and technology mean?
Represents investments in research, development, and engineering to enhance the segment's software platform and technological capabilities. High investment here typically indicates a focus on long-term product innovation and competitive differentiation.

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