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Porch Group, Inc. PRCH Insurance Services — Provision for doubtful accounts

Other segment segments

Consumer Services
$2.54M+389%
Reciprocal Segment
-$1.47M-104%
Software & Data
$1.38M+16.1%

Similar metrics at other companies

Manhattan Associates logo
MANHService Other — Provision For Doubtful Accounts
-$1.1M-650%
F.N.B. Corporation logo
FNBInsurance — Provision for Credit Losses
$0
Walker & Dunlop logo
WDServicing And Asset Management — Provision For Doubtful Accounts
$4.12M+10.9%
Univest Financial Corporation logo
UVSPInsurance — Provision for Credit Losses
$0
Community Financial System logo
CBUInsurance Services — Provision For Loan Lease And Other Losses
$0
US Physical Therapy logo
USPHIndustrial Injury Prevention Services Revenues — Provision For Doubtful Accounts
$38K+443%

Other financials

Income statement

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Revenue$121.1M+15.6%
Gross profit$90.8M+38.8%
Operating income$11.8M+1,033%
Net income-$4.7M-156%
EPS (diluted)-$0.04-157%

Balance sheet

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Cash & equivalents$179.4M+8.0%
Total debt$399.0M-2.5%
Total equity-$25.4M+51.5%
Total assets$806.6M+0.5%

Cash flow

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Operating cash flow$13.0M+216%
CapEx$176.0K+171%
Free cash flow$12.8M+214%

Valuation

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Market cap$1.44B+30.0%
Enterprise value$1.66B+22.9%
P/S2.9×+0.3×

Profitability

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Gross margin73.3%+19.3pp
Operating margin10%
Net margin-3.3%
FCF margin18.1%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.3×-0.2×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: Porch Group, Inc.’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Porch Group, Inc.'s insurance services — provision for doubtful accounts?
Porch Group, Inc. (PRCH) reported insurance services — provision for doubtful accounts of $50K in Q4 2025.
What does insurance services — provision for doubtful accounts mean?
Represents the estimated expense recognized for insurance premiums or service fees that are deemed uncollectible from customers. This metric serves as a direct indicator of credit risk and the effectiveness of the segment's accounts receivable management. An increasing trend may signal deteriorating customer credit quality or challenges in the billing and collection process.