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Porch Group, Inc. PRCH Reciprocal Segment — Provision for doubtful accounts

Other segment segments

Consumer Services
$2.54M+389%
Software & Data
$1.38M+16.1%
Insurance Services
$0

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AMT
AMTXSegment Reporting All Other Segments Including Corporate — Provision For Doubtful Accounts
$87K

Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The source filing: Porch Group, Inc.’s 10-K, filed February 20, 2026.

Filed
Feb 19, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001784535-26-000008
Line itemInsurance ServicesSoftware & DataConsumer ServicesCorporateReciprocal SegmentEliminationsTotal
Selling and marketing123,83137,01541,9361,57820,876(85,658)139,578
Product and technology10,35418,5454,58216,8492,98753,317
General and administrative19,9368,7419,69854,44268,830(56,447)105,200
Provision for doubtful accounts2001,3802,5431,2025,325
Other segment items:
Depreciation and amortization(367)(14,592)(3,422)
Stock-based compensation expense(4,443)(2,406)(1,735)
Interest income on intercompany surplus notes(14,987)

Item 8. Financial Statements and Supplementary Data

FAQ

What is Porch Group, Inc.'s reciprocal segment — provision for doubtful accounts?
Porch Group, Inc. (PRCH) reported reciprocal segment — provision for doubtful accounts of $0 in Q4 2025.
How has Porch Group, Inc.'s reciprocal segment — provision for doubtful accounts changed year-over-year?
Porch Group, Inc.'s reciprocal segment — provision for doubtful accounts increased by 100.0% year-over-year, from -$367.5K to $0.
What is the long-term trend for Porch Group, Inc.'s reciprocal segment — provision for doubtful accounts?
Over 2 years (2023 to 2025), Porch Group, Inc.'s reciprocal segment — provision for doubtful accounts has grown at a -100.0% compound annual growth rate (CAGR), from $35.92M to $0.
What does reciprocal segment — provision for doubtful accounts mean?
This represents the estimated expense recognized for receivables that are expected to be uncollectible from customers or policyholders. It serves as a measure of credit risk and the quality of the segment's accounts receivable portfolio. High or increasing provisions may indicate deteriorating customer credit quality or challenges in the billing and collection process.

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