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Porch Group, Inc. PRCH Reciprocal Segment — Provision for doubtful accounts

Other segment segments

Consumer Services
$2.54M+389%
Software & Data
$1.38M+16.1%
Insurance Services
$0

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$4.12M+10.9%

Other financials

Income statement

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Revenue$121.1M+15.6%
Gross profit$90.8M+38.8%
Operating income$11.8M+1,033%
Net income-$4.7M-156%
EPS (diluted)-$0.04-157%

Balance sheet

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Cash & equivalents$179.4M+8.0%
Total debt$399.0M-2.5%
Total equity-$25.4M+51.5%
Total assets$806.6M+0.5%

Cash flow

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Operating cash flow$13.0M+216%
CapEx$176.0K+171%
Free cash flow$12.8M+214%

Valuation

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Market cap$1.44B+30.0%
Enterprise value$1.66B+22.9%
P/S2.9×+0.3×

Profitability

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Gross margin73.3%+19.3pp
Operating margin10%
Net margin-3.3%
FCF margin18.1%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.3×-0.2×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: Porch Group, Inc.’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Porch Group, Inc.'s reciprocal segment — provision for doubtful accounts?
Porch Group, Inc. (PRCH) reported reciprocal segment — provision for doubtful accounts of $0 in Q4 2025.
How has Porch Group, Inc.'s reciprocal segment — provision for doubtful accounts changed year-over-year?
Porch Group, Inc.'s reciprocal segment — provision for doubtful accounts increased by 100.0% year-over-year, from -$367.5K to $0.
What is the long-term trend for Porch Group, Inc.'s reciprocal segment — provision for doubtful accounts?
Over 2 years (2023 to 2025), Porch Group, Inc.'s reciprocal segment — provision for doubtful accounts has grown at a -100.0% compound annual growth rate (CAGR), from $35.92M to $0.
What does reciprocal segment — provision for doubtful accounts mean?
This represents the estimated expense recognized for receivables that are expected to be uncollectible from customers or policyholders. It serves as a measure of credit risk and the quality of the segment's accounts receivable portfolio. High or increasing provisions may indicate deteriorating customer credit quality or challenges in the billing and collection process.