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Porch Group, Inc. PRCH Software & Data — Provision for doubtful accounts

Other segment segments

Consumer Services
$2.54M+389%
Reciprocal Segment
-$1.47M-104%
Insurance Services
$0

Similar metrics at other companies

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ACNProvision for (release of) doubtful accounts
$2.9M+14.0%
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PCARFinancial Services — Provision For Doubtful Accounts
$44.1M+141%
Flowers Foods logo
FLOProvision For Doubtful Accounts And Notes Receivable
$1.88M-2.8%
Stanley Black & Decker logo
SWKProvision for Doubtful Accounts, Including Divestiture
$4.6M-17.1%
Walker & Dunlop logo
WDServicing And Asset Management — Provision For Doubtful Accounts
$4.12M+10.9%
Belden logo
BDCProvision for (release of) doubtful accounts
$838K+1,064%

Other financials

Income statement

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Revenue$121.1M+15.6%
Gross profit$90.8M+38.8%
Operating income$11.8M+1,033%
Net income-$4.7M-156%
EPS (diluted)-$0.04-157%

Balance sheet

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Cash & equivalents$179.4M+8.0%
Total debt$399.0M-2.5%
Total equity-$25.4M+51.5%
Total assets$806.6M+0.5%

Cash flow

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Operating cash flow$13.0M+216%
CapEx$176.0K+171%
Free cash flow$12.8M+214%

Valuation

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Market cap$1.44B+2.6%
Enterprise value$1.66B-0.4%
P/S2.9×-0.4×

Profitability

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Gross margin73.3%+19.3pp
Operating margin10%
Net margin-3.3%
FCF margin18.1%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.3×-0.2×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: Porch Group, Inc.’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Porch Group, Inc.'s software & data — provision for doubtful accounts?
Porch Group, Inc. (PRCH) reported software & data — provision for doubtful accounts of $345K in Q4 2025.
How has Porch Group, Inc.'s software & data — provision for doubtful accounts changed year-over-year?
Porch Group, Inc.'s software & data — provision for doubtful accounts increased by 16.1% year-over-year, from $297.25K to $345K.
What is the long-term trend for Porch Group, Inc.'s software & data — provision for doubtful accounts?
Over 2 years (2023 to 2025), Porch Group, Inc.'s software & data — provision for doubtful accounts has grown at a 23.1% compound annual growth rate (CAGR), from $911K to $1.38M.
What does software & data — provision for doubtful accounts mean?
An estimate of the portion of accounts receivable that the segment expects will not be collected from customers. This serves as a risk indicator regarding the credit quality of the segment's client base and the effectiveness of its billing and collection processes.