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Primerica PRI Term Life Insurance — Stock-Based Comp

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Other financials

Income statement

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Revenue$865.1M+9.0%
Gross profit$775.2M+17.3%
Net income$202.3M+13.4%
EPS (diluted)$6.45+19.4%

Balance sheet

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Cash & equivalents$600.2M-3.4%
Total debt$46.9M-10.5%
Total equity$2.5B+9.3%
Total assets$14.8B-0.3%

Cash flow

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Operating cash flow$193.8M+19.2%

Valuation

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Market cap$10B+13.9%
Enterprise value$9.44B+15.0%
P/E12.6×-0.4×
P/S2.9×+0.1×

Profitability

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Gross margin98.1%+0.2pp
Net margin23.2%+1.7pp

Returns & leverage

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Return on equity33%+2.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Primerica in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: Primerica’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-337365
Line itemThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Term Life Insurance segment$503$317$2,640$2,221
Investment and Savings Products segment9356663,1551,886
Corporate and Other Distributed Products segment1,5201,2439,75611,370
Total non-cash share-based compensation expense$2,958$2,226$15,551$15,477

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Primerica's term life insurance — stock-based comp?
Primerica (PRI) reported term life insurance — stock-based comp of $503K in Q2 2026.
How has Primerica's term life insurance — stock-based comp changed year-over-year?
Primerica's term life insurance — stock-based comp increased by 58.7% year-over-year, from $317K to $503K.
What is the long-term trend for Primerica's term life insurance — stock-based comp?
Over 3 years (2022 to 2025), Primerica's term life insurance — stock-based comp has grown at a -7.9% compound annual growth rate (CAGR), from $4.13M to $3.22M.
What does term life insurance — stock-based comp mean?
This represents the non-cash expense recognized for equity-based awards granted to employees and agents within the term life insurance segment. It reflects the cost of aligning the interests of the workforce with shareholders through stock options or restricted stock units.

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