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Financing Receivables at other companies

Bank of America logo
Bank of AmericaBAC
$18.9B+0.1%
Provident Financial Services logo
Provident Financial ServicesPFS
$19.66B+4.6%
Northwest Bancshares logo
Northwest BancsharesNWBI
$13.06B+16.4%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
National Bankshares logo
National BanksharesNKSH
Greene County Bancorp logo
Greene County BancorpGCBC

Segments

By geography

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Southern California$38.55M-6.0%
Other California$18.69M-10.9%
Inland Empire$12.65M-5.3%

Other financials

Income statement

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Revenue$9.9M-2.4%
Net income$1.4M-27.1%
EPS (diluted)$0.21-25.0%

Balance sheet

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Cash & equivalents$57.1M+12.2%
Total debt$186.4M+9,616%
Total equity$126.6M-1.8%
Total assets$1.2B-3.4%

Cash flow

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Operating cash flow$1.9M-43.1%
CapEx$145.0K+400%
Free cash flow$1.7M-47.0%

Valuation

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Market cap$107.56M+4.9%
Enterprise value$236.8M-44.6%
P/E17.6×+1.2×
P/S2.7×+0.1×

Profitability

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Net margin15.5%-1.3pp
FCF margin18.9%

Returns & leverage

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Return on equity4.8%-0.3pp
Debt / equity1.5×+1.5×

Where this comes from

Reported directly by Provident Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess.

The official record: Provident Financial Holdings’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Holdings's financing receivables?
Provident Financial Holdings (PROV) reported financing receivables of $1.03B in Q1 2026.
How has Provident Financial Holdings's financing receivables changed year-over-year?
Provident Financial Holdings's financing receivables decreased by 2.8% year-over-year, from $1.06B to $1.03B.
What is the long-term trend for Provident Financial Holdings's financing receivables?
Over 2 years (2023 to 2025), Provident Financial Holdings's financing receivables has grown at a -1.5% compound annual growth rate (CAGR), from $1.07B to $1.04B.
What does financing receivables mean?
This represents the total value of receivables generated from the bank's core financing activities, including loans and lease agreements. It is a primary indicator of the bank's lending volume and the size of its interest-earning asset base. Monitoring this helps investors assess the bank's growth in its core business and its exposure to credit risk.