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Provident Financial Holdings PROV Interest Expense Borrowings

Interest Expense Borrowings at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$2.86M-23.1%
Greene County Bancorp logo
Greene County BancorpGCBC
$417K-26.7%
Northwest Bancshares logo
Northwest BancsharesNWBI
$7.99M+46.5%

Other financials

Income statement

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Revenue$9.9M-2.4%
Net income$1.4M-27.1%
EPS (diluted)$0.21-25.0%

Balance sheet

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Cash & equivalents$57.1M+12.2%
Total debt$186.4M+9,616%
Total equity$126.6M-1.8%
Total assets$1.2B-3.4%

Cash flow

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Operating cash flow$1.9M-43.1%
CapEx$145.0K+400%
Free cash flow$1.7M-47.0%

Valuation

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Market cap$107.56M+4.8%
Enterprise value$236.8M-44.6%
P/E17.6×+1.2×
P/S2.7×+0.1×

Profitability

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Net margin15.5%-1.3pp
FCF margin18.9%

Returns & leverage

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Return on equity4.8%-0.3pp
Debt / equity1.5×+1.5×

Where this comes from

Reported directly by Provident Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The official record: Provident Financial Holdings’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Holdings's interest expense borrowings?
Provident Financial Holdings (PROV) reported interest expense borrowings of $1.82M in Q1 2026.
How has Provident Financial Holdings's interest expense borrowings changed year-over-year?
Provident Financial Holdings's interest expense borrowings decreased by 26.5% year-over-year, from $2.47M to $1.82M.
What is the long-term trend for Provident Financial Holdings's interest expense borrowings?
Over 3 years (2022 to 2025), Provident Financial Holdings's interest expense borrowings has grown at a 70.8% compound annual growth rate (CAGR), from $1.99M to $9.93M.
What does interest expense borrowings mean?
This captures the interest expense incurred on short-term or long-term debt obligations, excluding customer deposits. It reflects the cost of wholesale funding and the bank's reliance on external credit markets to support its asset growth.