Where do Provident Financial Holdings's ratios come from?

Every ratio is computed from Provident Financial Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q3 '26	Q2 '26	Q1 '26	Q4 '25	Q3 '25
Profitability
Net margin	15.5%-1.3pp	16.7%+0.5pp	15.4%-4.1pp	16%-2.9pp	16.8%-1.5pp
Free cash flow margin	18.9%—	22.7%—	21%—	20.9%—	——
Returns
Return on equity	4.8%-0.3pp	5.2%+0.3pp	4.7%-1.1pp	4.8%-0.8pp	5.1%-0.5pp
Return on assets	0.5%0.0pp	0.5%0.0pp	0.5%-0.1pp	0.5%-0.1pp	0.5%0.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	1.5×+1.5×	1.7×+1.7×	1.7×+1.7×	2.9×0.0×	0×0.0×
Debt-to-assets	0.2×+0.2×	0.2×+0.2×	0.2×+0.2×	0.3×0.0×	0×0.0×
Valuation
Market capitalization	$107.56M+4.8%	$103M-4.3%	$103.59M+5.1%	$103.55M+19.7%	$97.62M+5.4%
Enterprise value	$236.8M-44.6%	$264.16M+314%	$268.84M+416%	$428.29M+1.8%	$48.62M+14.5%
Price / earnings	17.6×+1.2×	15.6×-1.7×	17.2×+4.0×	16.6×+4.8×	14.8×+2.0×
Price / sales	2.7×+0.1×	2.6×-0.2×	2.6×+0.1×	2.7×+0.4×	2.5×+0.1×
Price / book	0.8×+0.1×	0.8×0.0×	0.8×0.0×	0.8×+0.1×	0.8×0.0×
EV / sales	6×-4.9×	6.7×+5.0×	6.9×+5.5×	11×+0.2×	1.2×+0.2×
Free cash flow yield	6.9%-1.1pp	8.7%—	7.9%—	7.9%—	——
Earnings yield	5.7%-0.4pp	6.4%+0.6pp	5.8%-1.8pp	6%-2.5pp	6.7%-1.0pp
Dividend yield	3.4%-0.3pp	3.6%0.0pp	3.6%-0.3pp	3.6%-0.9pp	3.9%-0.3pp

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Where do Provident Financial Holdings's ratios come from?: Every ratio is computed from Provident Financial Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.