Where do Provident Financial Holdings's ratios come from?

Every ratio is computed from Provident Financial Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	16%-2.9pp	18.9%-2.0pp	20.9%-4.1pp	25%+3.6pp
Returns
Return on equity	4.8%-0.8pp	5.7%-1.0pp	6.7%-0.5pp	7.1%+1.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	2.9×0.0×	3×+2.9×	0×0.0×	0×0.0×
Valuation
Market capitalization	$107.56M+4.8%	$86.49M-3.3%	$89.47M-17.2%	$108.04M-16.1%
Price / earnings	17.6×+1.2×	11.8×+1.4×	10.4×-1.5×	11.9×-5.1×
Price / sales	2.7×+0.1×	2.2×0.0×	2.2×-0.8×	3×-0.7×
Price / book	0.8×+0.1×	0.7×0.0×	0.7×-0.1×	0.8×-0.2×
Dividend yield	3.4%-0.3pp	4.5%0.0pp	4.5%+0.6pp	3.8%+0.6pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Provident Financial Holdings.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

Where do Provident Financial Holdings's ratios come from?: Every ratio is computed from Provident Financial Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.