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Provident Financial Holdings PROV Net change in short-term borrowings

Net change in short-term borrowings at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$13.96B+912%
Provident Financial Services logo
Provident Financial ServicesPFS
$323.81M-43.2%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
-$110.81M-2,914%
Midland States Bancorp logo
Midland States BancorpMSBI
$93.24M+297%
Northwest Bancshares logo
Northwest BancsharesNWBI
-$71.08M-2,222%

Other financials

Income statement

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Revenue$9.9M-2.4%
Net income$1.4M-27.1%
EPS (diluted)$0.21-25.0%

Balance sheet

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Cash & equivalents$57.1M+12.2%
Total debt$186.4M+9,616%
Total equity$126.6M-1.8%
Total assets$1.2B-3.4%

Cash flow

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Operating cash flow$1.9M-43.1%
CapEx$145.0K+400%
Free cash flow$1.7M-47.0%

Valuation

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Market cap$107.56M+4.8%
Enterprise value$236.8M-44.6%
P/E17.6×+1.2×
P/S2.7×+0.1×

Profitability

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Net margin15.5%-1.3pp
FCF margin18.9%

Returns & leverage

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Return on equity4.8%-0.3pp
Debt / equity1.5×+1.5×

Where this comes from

Reported directly by Provident Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromRepaymentsOfShortTermDebt.

The official record: Provident Financial Holdings’s 10-Q, filed November 7, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Holdings's net change in short-term borrowings?
Provident Financial Holdings (PROV) reported net change in short-term borrowings of $5M in Q3 2025.
How has Provident Financial Holdings's net change in short-term borrowings changed year-over-year?
Provident Financial Holdings's net change in short-term borrowings increased by 117.9% year-over-year, from -$28M to $5M.
What does net change in short-term borrowings mean?
Net change in short-term borrowings — new borrowings minus repayments, presented net due to high volume and short maturities.