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Provident Financial Holdings PROV Weighted-Average Discount Rate

Weighted-Average Discount Rate at other companies

Provident Financial Services logo
Provident Financial ServicesPFS
5.4%-0.2pp
FRA
Franklin Financial Services CorporationFRAF
6.1%-0.2pp
Greene County Bancorp logo
Greene County BancorpGCBC
5.4%—
CNB Financial logo
CNB FinancialCCNE
5.3%0.0pp

Other financials

Income statement

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Revenue$9.9M-2.4%
Net income$1.4M-27.1%
EPS (diluted)$0.21-25.0%

Balance sheet

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Cash & equivalents$57.1M+12.2%
Total debt$186.4M+9,616%
Total equity$126.6M-1.8%
Total assets$1.2B-3.4%

Cash flow

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Operating cash flow$1.9M-43.1%
CapEx$145.0K+400%
Free cash flow$1.7M-47.0%

Valuation

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Market cap$107.56M+4.9%
Enterprise value$236.8M-44.6%
P/E17.6×+1.2×
P/S2.7×+0.1×

Profitability

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Net margin15.5%-1.3pp
FCF margin18.9%—

Returns & leverage

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Return on equity4.8%-0.3pp
Debt / equity1.5×+1.5×

Where this comes from

Reported directly by Provident Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseWeightedAverageDiscountRatePercent.

The official record: Provident Financial Holdings’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Holdings's weighted-average discount rate?
Provident Financial Holdings (PROV) reported weighted-average discount rate of 4.5% in Q1 2026.
How has Provident Financial Holdings's weighted-average discount rate changed year-over-year?
Provident Financial Holdings's weighted-average discount rate decreased by 0.0% year-over-year, from 4.5% to 4.5%.
What does weighted-average discount rate mean?
This represents the average interest rate used to calculate the present value of the company's lease liabilities. It reflects the company's incremental borrowing rate or the rate implicit in the leases. This metric is essential for understanding the cost of capital embedded in the company's off-balance-sheet financing arrangements.