Interest credited to contractholder funds
Prudential Financial Interest credited to contractholder funds decreased by 27.2% to $1.11B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 34.4%, from $825.00M to $1.11B. Over 4 years (FY 2021 to FY 2025), Interest credited to contractholder funds shows an upward trend with a 10.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Increases often reflect higher interest rate environments or growth in the underlying policyholder base, impacting net margins.
Detailed definition
This represents the interest credited to policyholders on their account balances, typically associated with fixed annuit...
Peer comparison
Standard for life and annuity insurers; comparable to interest credited to policy reserves at peer firms.
other_interest_credited_to_policyholders_account_balancesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.07B | $917.00M | $672.00M | $60.00M | $644.00M | $691.00M | $798.00M | $981.00M | $1.15B | $872.00M | $981.00M | $1.28B | $1.10B | $863.00M | $1.33B | $825.00M | $1.14B | $1.58B | $1.52B | $1.11B |
| QoQ Change | — | -14.6% | -26.7% | -91.1% | +973.3% | +7.3% | +15.5% | +22.9% | +17.1% | -24.1% | +12.5% | +30.8% | -14.1% | -21.7% | +54.6% | -38.2% | +37.9% | +39.0% | -3.7% | -27.2% |
| YoY Change | — | — | — | — | -40.0% | -24.6% | +18.8% | >999% | +78.4% | +26.2% | +22.9% | +30.8% | -4.1% | -1.0% | +36.0% | -35.7% | +3.3% | +83.3% | +14.2% | +34.4% |
Product Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Variable Universal Life | $190.00M | $198.00M | $197.00M | $107.00M | $92.00M | $215.00M | $191.00M | $93.00M |
| Guaranteed Universal Life | — | — | — | — | — | — | — | $92.00M |
| Annuities | — | — | — | — | — | — | — | $18.00M |
| Gibraltar Life and Other | $225.00M | $240.00M | $259.00M | — | — | — | — | — |
| Individual Fixed | $55.00M | $69.00M | $78.00M | $77.00M | $106.00M | $111.00M | $98.00M | — |
| Individual Variable | $116.00M | $135.00M | $152.00M | $157.00M | $192.00M | $184.00M | $196.00M | — |
| Institutional | $181.00M | $199.00M | $202.00M | $197.00M | $207.00M | $231.00M | $249.00M | — |
| Life Planner | $206.00M | — | $339.00M | — | — | — | — | — |
| Total | $1.10B | $863.00M | $1.33B | $825.00M | $1.14B | $1.58B | $1.52B | $1.11B |
Gibraltar Life and Other, Individual Fixed, Individual Variable, Institutional, Life Planner were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Retirement | — | — | — | — | — | — | — | $648.00M |
| Individual Life | $209.00M | $201.00M | $187.00M | $146.00M | $179.00M | $187.00M | $185.00M | $147.00M |
| Corporate and Other | $21.00M | $20.00M | $21.00M | $12.00M | $12.00M | $17.00M | $13.00M | $4.00M |
| Total | $1.10B | $863.00M | $1.33B | $825.00M | $1.14B | $1.58B | $1.52B | $1.11B |
Geographic Breakdown
| Segment | FY'23 |
|---|---|
| International Businesses | $943.00M |
| Total | $3.98B |
All segment values are derived from annual filings.
Interest credited to contractholder funds at Other Companies
Frequently Asked Questions
- What is Prudential Financial's interest credited to contractholder funds?
- Prudential Financial (PRU) reported interest credited to contractholder funds of $1.11B in Q1 2026.
- How has Prudential Financial's interest credited to contractholder funds changed year-over-year?
- Prudential Financial's interest credited to contractholder funds increased by 34.4% year-over-year, from $825.00M to $1.11B.
- What is the long-term trend for Prudential Financial's interest credited to contractholder funds?
- Over 4 years (2021 to 2025), Prudential Financial's interest credited to contractholder funds has grown at a 10.2% compound annual growth rate (CAGR), from $3.43B to $5.07B.
- What does interest credited to contractholder funds mean?
- Interest paid to policyholders on their insurance account balances.