Business Segments · Cash surrender value
Group Insurance — Cash surrender value
Prudential Financial Group Insurance — Cash surrender value decreased by 0.9% to $26.59B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.5%, from $25.45B to $26.59B. Over 3 years (FY 2022 to FY 2025), Group Insurance — Cash surrender value shows an upward trend with a 3.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2021
Last reportedQ1 2026
How to read this metric
High cash surrender values relative to total reserves may indicate higher potential liquidity risk during market stress.
Detailed definition
The amount of cash a policyholder would receive if they were to terminate their insurance policy before its maturity or...
Peer comparison
Standard metric for assessing surrender risk in life insurance and annuity portfolios.
Metric ID:
pru_segment_group_insurance_cash_surrender_valueHistorical Data
18 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $26.97B | $25.81B | $23.65B | $22.66B | $23.39B | $24.54B | $23.63B | $22.75B | $24.91B | $25.16B | $24.44B | $25.92B | $25.03B | $25.45B | $26.27B | $26.90B | $26.83B | $26.59B |
| QoQ Change | — | -4.3% | -8.4% | -4.2% | +3.2% | +4.9% | -3.7% | -3.7% | +9.5% | +1.0% | -2.8% | +6.0% | -3.4% | +1.7% | +3.2% | +2.4% | -0.3% | -0.9% |
| YoY Change | — | — | — | — | -13.3% | -4.9% | -0.1% | +0.4% | +6.5% | +2.5% | +3.4% | +13.9% | +0.5% | +1.2% | +7.5% | +3.8% | +7.2% | +4.5% |
Range$22.66B – $26.97B
CAGR-0.3%
Avg YoY Growth+2.4%
Median YoY Growth+3.0%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is Prudential Financial's group insurance — cash surrender value?
- Prudential Financial (PRU) reported group insurance — cash surrender value of $26.59B in Q1 2026.
- How has Prudential Financial's group insurance — cash surrender value changed year-over-year?
- Prudential Financial's group insurance — cash surrender value increased by 4.5% year-over-year, from $25.45B to $26.59B.
- What is the long-term trend for Prudential Financial's group insurance — cash surrender value?
- Over 3 years (2022 to 2025), Prudential Financial's group insurance — cash surrender value has grown at a 3.4% compound annual growth rate (CAGR), from $95.51B to $105.45B.
- What does group insurance — cash surrender value mean?
- The cash value available to policyholders upon the early termination of their insurance contract.