Discontinued — last reported Q4 '25

Products & Services · Policyholder Account Balance, Interest Expense

Individual Fixed — Policyholder Account Balance, Interest Expense

Prudential Financial Individual Fixed — Policyholder Account Balance, Interest Expense decreased by 11.7% to $98.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 25.6%, from $78.00M to $98.00M. Over 4 years (FY 2021 to FY 2025), Individual Fixed — Policyholder Account Balance, Interest Expense shows an upward trend with a 126.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ1 2021
Last reportedQ4 2025Feb 12, 2026

How to read this metric

Increasing expense may reflect rising interest rate environments or a larger base of policyholder liabilities.

Detailed definition

The cost incurred by the company to credit interest to policyholder accounts based on guaranteed or declared rates. This...

Peer comparison

Similar to 'Interest Credited to Policyholders' reported by life insurance and annuity providers.

Metric ID: pru_segment_individual_fixed_policyholder_account_balance_interest_expense

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$3.75M$3.75M$3.75M$5.00M$48.00M$9.00M$25.00M$20.00M$40.00M$36.00M$33.00M$50.00M$55.00M$69.00M$78.00M$77.00M$106.00M$111.00M$98.00M
QoQ Change+0.0%+0.0%+33.3%+860.0%-81.3%+177.8%-20.0%+100.0%-10.0%-8.3%+51.5%+10.0%+25.5%+13.0%-1.3%+37.7%+4.7%-11.7%
YoY Change>999%+140.0%+566.7%+300.0%-16.7%+300.0%+32.0%+150.0%+37.5%+91.7%+136.4%+54.0%+92.7%+60.9%+25.6%
Range$3.75M$111.00M
CAGR+106.5%
Avg YoY Growth+210.1%
Median YoY Growth+92.7%

Frequently Asked Questions

What is Prudential Financial's individual fixed — policyholder account balance, interest expense?
Prudential Financial (PRU) reported individual fixed — policyholder account balance, interest expense of $98.00M in Q4 2025.
How has Prudential Financial's individual fixed — policyholder account balance, interest expense changed year-over-year?
Prudential Financial's individual fixed — policyholder account balance, interest expense increased by 25.6% year-over-year, from $78.00M to $98.00M.
What is the long-term trend for Prudential Financial's individual fixed — policyholder account balance, interest expense?
Over 4 years (2021 to 2025), Prudential Financial's individual fixed — policyholder account balance, interest expense has grown at a 126.1% compound annual growth rate (CAGR), from $15.00M to $392.00M.
What does individual fixed — policyholder account balance, interest expense mean?
The interest paid or credited to customer accounts on their fixed insurance balances.