Discontinued — last reported Q4 '25
Individual Fixed — Policyholder Account Balance, Surrender and Withdrawal
Prudential Financial Individual Fixed — Policyholder Account Balance, Surrender and Withdrawal decreased by 3.8% to $306.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 68.1%, from $182.00M to $306.00M. Over 4 years (FY 2021 to FY 2025), Individual Fixed — Policyholder Account Balance, Surrender and Withdrawal shows an upward trend with a 37.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Lower surrender rates are generally better as they indicate higher customer retention and stability of the liability base.
Detailed definition
The total amount of capital withdrawn or surrendered by policyholders from their fixed accounts before maturity. High le...
Peer comparison
Commonly referred to as 'Surrender Rates' or 'Policyholder Withdrawals' across the annuity industry.
pru_segment_individual_fixed_policyholder_account_balance_surrender_and_withdrawalHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $75.25M | $75.25M | $75.25M | $79.00M | -$12.00M | $43.00M | $53.00M | $88.00M | $108.00M | $102.00M | $116.00M | $150.00M | $188.00M | $199.00M | $182.00M | $199.00M | $256.00M | $318.00M | $306.00M |
| QoQ Change | — | +0.0% | +0.0% | +5.0% | -115.2% | +458.3% | +23.3% | +66.0% | +22.7% | -5.6% | +13.7% | +29.3% | +25.3% | +5.9% | -8.5% | +9.3% | +28.6% | +24.2% | -3.8% |
| YoY Change | — | — | — | — | -115.9% | -42.9% | -29.6% | +11.4% | >999% | +137.2% | +118.9% | +70.5% | +74.1% | +95.1% | +56.9% | +32.7% | +36.2% | +59.8% | +68.1% |
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Frequently Asked Questions
- What is Prudential Financial's individual fixed — policyholder account balance, surrender and withdrawal?
- Prudential Financial (PRU) reported individual fixed — policyholder account balance, surrender and withdrawal of $306.00M in Q4 2025.
- How has Prudential Financial's individual fixed — policyholder account balance, surrender and withdrawal changed year-over-year?
- Prudential Financial's individual fixed — policyholder account balance, surrender and withdrawal increased by 68.1% year-over-year, from $182.00M to $306.00M.
- What is the long-term trend for Prudential Financial's individual fixed — policyholder account balance, surrender and withdrawal?
- Over 4 years (2021 to 2025), Prudential Financial's individual fixed — policyholder account balance, surrender and withdrawal has grown at a 37.6% compound annual growth rate (CAGR), from $301.00M to $1.08B.
- What does individual fixed — policyholder account balance, surrender and withdrawal mean?
- The total amount of money customers have withdrawn or taken out of their fixed insurance accounts.