Discontinued — last reported Q4 '25
Individual Retirement Strategies — Cash surrender value
Prudential Financial Individual Retirement Strategies — Cash surrender value decreased by 3.0% to 8038400000000.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 6.6%, from 8608100000000.0% to 8038400000000.0%. Over 3 years (FY 2022 to FY 2025), Individual Retirement Strategies — Cash surrender value shows a downward trend with a -8.0% CAGR.
Analysis
How to read this metric
A growing cash surrender value indicates a larger book of business, but also represents a higher potential liquidity risk if mass surrenders occur.
Detailed definition
Represents the total amount of cash that would be paid to policyholders if they were to surrender their policies at the...
Peer comparison
Comparable to Cash Surrender Value or Policyholder Liability reserves reported by life and annuity peers.
pru_segment_individual_retirement_strategies_cash_surrender_valueHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 15,607,100,000,000% | 14,239,100,000,000% | 9,708,300,000,000% | 8,951,200,000,000% | 9,183,100,000,000% | 9,361,800,000,000% | 9,374,500,000,000% | 8,776,700,000,000% | 9,292,700,000,000% | 9,352,600,000,000% | 9,058,300,000,000% | 9,161,700,000,000% | 8,608,100,000,000% | 8,180,300,000,000% | 8,296,000,000,000% | 8,289,800,000,000% | 8,038,400,000,000% |
| QoQ Change | — | -8.8% | -31.8% | -7.8% | +2.6% | +1.9% | +0.1% | -6.4% | +5.9% | +0.6% | -3.1% | +1.1% | -6.0% | -5.0% | +1.4% | -0.1% | -3.0% |
| YoY Change | — | — | — | — | -41.2% | -34.3% | -3.4% | -1.9% | +1.2% | -0.1% | -3.4% | +4.4% | -7.4% | -12.5% | -8.4% | -9.5% | -6.6% |
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Frequently Asked Questions
- What is Prudential Financial's individual retirement strategies — cash surrender value?
- Prudential Financial (PRU) reported individual retirement strategies — cash surrender value of 8038400000000.0% in Q4 2025.
- How has Prudential Financial's individual retirement strategies — cash surrender value changed year-over-year?
- Prudential Financial's individual retirement strategies — cash surrender value decreased by 6.6% year-over-year, from 8608100000000.0% to 8038400000000.0%.
- What is the long-term trend for Prudential Financial's individual retirement strategies — cash surrender value?
- Over 3 years (2022 to 2025), Prudential Financial's individual retirement strategies — cash surrender value has grown at a -8.0% compound annual growth rate (CAGR), from 42081700000000.0% to 32804500000000.0%.
- What does individual retirement strategies — cash surrender value mean?
- The total cash value available to policyholders if they were to cancel their contracts today.