Discontinued — last reported Q4 '25
Individual Variable — Policyholder Account Balance, Interest Expense
Prudential Financial Individual Variable — Policyholder Account Balance, Interest Expense increased by 6.5% to $196.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 28.9%, from $152.00M to $196.00M. Over 4 years (FY 2021 to FY 2025), Individual Variable — Policyholder Account Balance, Interest Expense shows an upward trend with a 31.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase often reflects higher interest rate environments or growth in the underlying account balances requiring interest credits.
Detailed definition
Represents the interest credited to policyholder account balances for variable products that include fixed-account compo...
Peer comparison
Standard for insurers with fixed-account features; peers report this as interest credited to policyholders or policyholder interest expense.
pru_segment_individual_variable_policyholder_account_balance_interest_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $61.00M | $61.00M | $61.00M | $14.00M | $39.00M | $100.00M | $58.00M | $87.00M | $61.00M | $71.00M | $86.00M | $108.00M | $116.00M | $135.00M | $152.00M | $157.00M | $192.00M | $184.00M | $196.00M |
| QoQ Change | — | +0.0% | +0.0% | -77.0% | +178.6% | +156.4% | -42.0% | +50.0% | -29.9% | +16.4% | +21.1% | +25.6% | +7.4% | +16.4% | +12.6% | +3.3% | +22.3% | -4.2% | +6.5% |
| YoY Change | — | — | — | — | -36.1% | +63.9% | -4.9% | +521.4% | +56.4% | -29.0% | +48.3% | +24.1% | +90.2% | +90.1% | +76.7% | +45.4% | +65.5% | +36.3% | +28.9% |
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Frequently Asked Questions
- What is Prudential Financial's individual variable — policyholder account balance, interest expense?
- Prudential Financial (PRU) reported individual variable — policyholder account balance, interest expense of $196.00M in Q4 2025.
- How has Prudential Financial's individual variable — policyholder account balance, interest expense changed year-over-year?
- Prudential Financial's individual variable — policyholder account balance, interest expense increased by 28.9% year-over-year, from $152.00M to $196.00M.
- What is the long-term trend for Prudential Financial's individual variable — policyholder account balance, interest expense?
- Over 4 years (2021 to 2025), Prudential Financial's individual variable — policyholder account balance, interest expense has grown at a 31.5% compound annual growth rate (CAGR), from $244.00M to $729.00M.
- What does individual variable — policyholder account balance, interest expense mean?
- The interest cost paid or credited to customer accounts for variable insurance products.