Discontinued — last reported Q4 '25
Institutional — Policyholder Account Balance, Interest Expense
Prudential Financial Institutional — Policyholder Account Balance, Interest Expense increased by 7.8% to $249.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 23.3%, from $202.00M to $249.00M. Over 4 years (FY 2021 to FY 2025), Institutional — Policyholder Account Balance, Interest Expense shows an upward trend with a 12.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Higher interest expense here reflects higher costs to retain policyholder funds, which may compress net interest margins.
Detailed definition
This represents the interest credited to policyholder account balances within the institutional segment. It is the cost...
Peer comparison
Similar to 'Interest Credited to Policyholders' or 'Cost of Funds' for annuity and retirement products.
pru_segment_institutional_policyholder_account_balance_interest_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $137.25M | $137.25M | $137.25M | $135.00M | $120.00M | $146.00M | $160.00M | $160.00M | $175.00M | $174.00M | $168.00M | $175.00M | $181.00M | $199.00M | $202.00M | $197.00M | $207.00M | $231.00M | $249.00M |
| QoQ Change | — | +0.0% | +0.0% | -1.6% | -11.1% | +21.7% | +9.6% | +0.0% | +9.4% | -0.6% | -3.4% | +4.2% | +3.4% | +9.9% | +1.5% | -2.5% | +5.1% | +11.6% | +7.8% |
| YoY Change | — | — | — | — | -12.6% | +6.4% | +16.6% | +18.5% | +45.8% | +19.2% | +5.0% | +9.4% | +3.4% | +14.4% | +20.2% | +12.6% | +14.4% | +16.1% | +23.3% |
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Frequently Asked Questions
- What is Prudential Financial's institutional — policyholder account balance, interest expense?
- Prudential Financial (PRU) reported institutional — policyholder account balance, interest expense of $249.00M in Q4 2025.
- How has Prudential Financial's institutional — policyholder account balance, interest expense changed year-over-year?
- Prudential Financial's institutional — policyholder account balance, interest expense increased by 23.3% year-over-year, from $202.00M to $249.00M.
- What is the long-term trend for Prudential Financial's institutional — policyholder account balance, interest expense?
- Over 4 years (2021 to 2025), Prudential Financial's institutional — policyholder account balance, interest expense has grown at a 12.6% compound annual growth rate (CAGR), from $549.00M to $884.00M.
- What does institutional — policyholder account balance, interest expense mean?
- The interest paid by the company to institutional policyholders on their account balances.