Discontinued — last reported Q4 '25
Retirement Strategies — Policyholder Account Balance, Interest Expense
Prudential Financial Retirement Strategies — Policyholder Account Balance, Interest Expense increased by 8.3% to $403M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 33.0%, from $303M to $403M. Over 3 years (FY 2021 to FY 2025), Retirement Strategies — Policyholder Account Balance, Interest Expense shows an upward trend with a 29.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Rising interest expense may reflect higher crediting rates required to remain competitive or growth in the underlying account balances.
Detailed definition
The interest credited to policyholder account balances, representing the cost of maintaining funds deposited by customer...
Peer comparison
Similar to interest credited to policyholders or cost of funds in annuity-heavy insurance segments.
pru_segment_retirement_strategies_policyholder_account_balance_interest_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $168.5M | $168.5M | $168.5M | $158M | $175M | $143M | $232M | $240M | $255M | $270M | $201M | $245M | $290M | $303M | $325M | $355M | $372M | $403M |
| QoQ Change | — | +0.0% | +0.0% | -6.2% | +10.8% | -18.3% | +62.2% | +3.4% | +6.3% | +5.9% | -25.6% | +21.9% | +18.4% | +4.5% | +7.3% | +9.2% | +4.8% | +8.3% |
| YoY Change | — | — | — | — | +3.9% | -15.1% | +37.7% | +51.9% | +45.7% | +88.8% | -16.3% | -3.9% | +7.4% | — | +61.7% | +44.9% | +28.3% | +33.0% |
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Frequently Asked Questions
- What is Prudential Financial's retirement strategies — policyholder account balance, interest expense?
- Prudential Financial (PRU) reported retirement strategies — policyholder account balance, interest expense of $403M in Q4 2025.
- How has Prudential Financial's retirement strategies — policyholder account balance, interest expense changed year-over-year?
- Prudential Financial's retirement strategies — policyholder account balance, interest expense increased by 33.0% year-over-year, from $303M to $403M.
- What is the long-term trend for Prudential Financial's retirement strategies — policyholder account balance, interest expense?
- Over 3 years (2021 to 2025), Prudential Financial's retirement strategies — policyholder account balance, interest expense has grown at a 29.2% compound annual growth rate (CAGR), from $674M to $1.46B.
- What does retirement strategies — policyholder account balance, interest expense mean?
- The interest cost paid to customers on their retirement account balances.