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PayPal Holdings, Inc. PYPL Customer support and operations

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Segments

By segment

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Reportable Segment$462M+11.9%

Other financials

Income statement

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Revenue$8.7B+4.8%
Operating income$1.4B-5.1%
Net income$1.3B+3.9%
EPS (diluted)$1.25-3.1%

Balance sheet

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Cash & equivalents$22.0B+15.8%
Total debt$11.7B-2.4%
Total equity$19.8B-1.9%
Total assets$82.7B+3.7%

Cash flow

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Operating cash flow$2.0B+121%
CapEx$208.0M+1.0%
Free cash flow$1.8B+157%

Valuation

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Market cap$51.14B-22.9%
Enterprise value$40.89B-31.1%
P/E9.2×-3.4×
P/S1.5×-0.6×

Profitability

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Operating margin17.4%-0.7pp
Net margin16.4%0.0pp
FCF margin19.3%+2.9pp

Returns & leverage

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Return on equity27.9%+2.1pp
Debt / equity0.6×0.0×
Current ratio1.3×0.0×

Where this comes from

Reported directly by PayPal Holdings, Inc. in its filing.

Tagged under the XBRL concept pypl:CustomerSupportAndOperationsExpense.

The source filing: PayPal Holdings, Inc.’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 5:03 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001633917-26-000082
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Operating expenses:
Transaction expense4,3853,9688,5507,672
Transaction and credit losses397476775847
Customer support and operations462413908811
Sales and marketing5465831,0641,071
Technology and development8497671,6421,498
General and administrative503461994964
Restructuring and other113116187182

Item 1. Condensed Consolidated Balance Sheets

FAQ

What is PayPal Holdings, Inc.'s customer support and operations?
PayPal Holdings, Inc. (PYPL) reported customer support and operations of $462M in Q2 2026.
How has PayPal Holdings, Inc.'s customer support and operations changed year-over-year?
PayPal Holdings, Inc.'s customer support and operations increased by 11.9% year-over-year, from $413M to $462M.
What is the long-term trend for PayPal Holdings, Inc.'s customer support and operations?
Over 4 years (2021 to 2025), PayPal Holdings, Inc.'s customer support and operations has grown at a -4.8% compound annual growth rate (CAGR), from $2.08B to $1.7B.
What does customer support and operations mean?
Costs related to maintaining customer service centers, dispute resolution teams, and general operational support for the platform. This includes personnel costs, technology tools, and infrastructure required to resolve user issues and maintain platform trust. It is a key indicator of the cost to maintain a high-quality user experience.

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