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PayPal Holdings, Inc. PYPL Ratios & Valuation

TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Operating margin72.5%+2.8pp72.5%+3.5pp71%+1.8pp70.6%+3.7pp69.8%+4.5pp
Net margin60.2%+4.5pp59.5%+3.8pp56.8%-0.2pp55.9%+0.1pp55.7%0.0pp
Returns
Return on equity98.1%+11.7pp95.2%+9.6pp89.5%+3.3pp87.3%+4.5pp86.4%+5.0pp
Return on invested capital143.6%+52.9pp131%+41.6pp114.8%+26.6pp100.6%+17.4pp90.6%+12.1pp
Efficiency
Asset turnover1.6×+0.1×1.6×0.0×1.6×0.0×1.6×0.0×1.6×+0.1×
Liquidity
Current ratio5.2×+0.1×5.3×+0.2×5.2×+0.2×5.2×0.0×5.1×-0.1×
Leverage
Debt-to-equity2.2×+0.1×2.3×+0.3×2.3×+0.3×2.3×+0.2×2.2×0.0×
Net debt / EBITDA-6.4×-8.9×-3.8×-5.8×-1.2×-2.9×-1.0×2.5×-0.1×
Per Share
Book value per share$84.41+6.4%$82.92+5.8%$81.64+5.0%$80.30+5.7%$79.32+7.3%
Valuation
Market capitalization$231.89B-20.9%$254.8B-15.0%$285.74B+1.9%$302.98B+15.2%$293.17B+6.8%
Price / earnings47×-20.1×53×-16.4×63.2×-1.1×68.5×+5.6×67.1×+0.2×
Price / sales-2.2×7.8×-1.8×8.9×-0.3×9.5×+0.8×9.3×0.0×
Price / book11.5×-2.9×12.6×-2.1×14.1×+0.5×15×+2.1×14.4×+0.9×
EV / EBITDA27×-20.4×33.3×-15.3×41.5×-4.2×46.8×+1.7×47.4×-1.6×

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Questions, answered.

Where do PayPal Holdings, Inc.'s ratios come from?
Every ratio is computed from PayPal Holdings, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.